The Way You Make Your Money

People measure their self-worth by the size of their bank accounts.

• Sometimes they feel like they just can’t acquire enough wealth to be “valuable enough.”
• To prove their worth, they create a façade of wealth by going deeply into debt in hopes of a luxury car o...

Consider where you find yourself as each phase requires a different strategy.

1. From nothing to something. This is where you live from paycheck to paycheck without any savings. Try to build a financial buffer of at least one month of expenses.
2. Gainin...

• Myth - I don't need to budget: A budget focus on identifying all the expenses that are likely to occur during the month, quarter, and year. A budget can identify costs that could be reduced or cut.
• Myth - I'm not good at math: Budgeting software on...