Your feelings do not correspond with your debt. You may think you will be happy if you pay off your debt, but you will always have something else to worry about. This just means that your emotions don't give an accurate picture of your financial situation.
You may be afraid that there will never be enough money. This scarcity mindset makes you play not to lose instead of to win. You don't want to negotiate your salary because you're scared of losing your job.
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How to close the deal
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Similar ideas to Feelings and debt
Sometimes negotiation is not about the immediate goal of the discussion but about the larger picture.
It may be a multi-round war and not just a battle. You may choose to win now but you may risk losing something bigger in the future.
In this scenario, we can make a different choice ...
Your income is also influenced by how well you market yourself. Your employer wants to pay as little as possible for your work while your goal is to be paid what you're worth. To bridge the gap, a smart person will negotiate his salary.
There are a couple of paths you can take to pay off your high-interest debt when you're on a tight budget.
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