iPhone 13 - 6 Months Later…

If a product isn't perfect, the thing to consider is if it provides value to the user as it is, or not.

If there are some omissions or inconveniences, one has to figure out if it is still worth putting in the market or wait until it is in better shape.

1. Start saving early to have a good start on building retirement savings before beginning a family and career.
2. Understand that credit cards are not a safe net, using it may lead to debt.
3. Buying life insurance when you’re young ensures you’ll get lowe...

Many say that money cannot buy happiness. For me, money CAN buy happiness, just focus on the love and needs. Love are things/experiences that last for more than 6 months, and needs are things that are essential. Avoid buying things that are impulsive and say 'no' if you feel like spending your mo...