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A majority of people are broke, actually. We are not taking our money seriously, and just living paycheck to paycheck. We are doing it because there are so many like us, around us, doing the same.
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Your financial issues are fixable if you:
Lifestyle expenses and rampant consumerism, heavily advertised to us, are making us more and more broke, year after year.
We tend to buy expensive things on credit, because we think our lifestyle has to look good no matter how are finances are in reality.
Plug this hole and a majority...
You are broke because your financial decisions were not the best, in the past.
This not about winning the lottery or landing in a high-paying job. Just by changing your behavior, this situation can be fixed.
Many people think that if they don't have enough money, they are broke. In reality, they have a car, a nice house, a big TV, and good clothes. They just need to correct their way of spending and not buy things they don't really care about.
Be responsible in your spending, ...
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People who invest are those who love the risk, trade frequently and have enough confidence to think they will beat the market.
A 2011 study found out that most investors underperform, namely 82%, because they were trading instinctively rather than strategically.
Budget for the life you have. When you’re going through your budget and assigning spending categories, be realistic.
Don’t tell yourself you’ll never buy a single discretionary item, because you’re setting yourself up for failure. Give yourself some breathing room.
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