Myth: Trust the Bank
Consumers need to protect themselves when dealing with banks. Don't let the bank make financial decisions for you.
Signing up for a new credit card because you were pre-qualified will not always end in well. Despite good credit scores and money in the bank, only you know your real financial situation.
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Spending money mindfully
- Leave the item for 24 hours. If you still want it and can afford it, then make the purchase.
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