Learn more about moneyandinvestments with this collection
How to overcome fear of rejection
How to embrace vulnerability
Why vulnerability is important for personal growth
...take care of your current situation.
Your future self might have more income, but it’s also fairly likely that your future self might have less income and you’ll find yourself in a really bad situation.
Even if your future self is doing well, there are probably going to be other big expenses that you’ll want to deal with at that time, like buying a house.
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Rent unless your total monthly cost of home ownership is lower than renting.
It’s easy to get sold on the home ownership dream, but if it’s going to jack up your bills, it’s probably not a wise move.
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The more credit cards you have, the more chances you have for identity theft and the more chances you have to miss a payment. The more investment accounts you have, the less attention you can give to each one and the more likely it is that you’ll miss a big problem.
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Whenever you’re tempted to splurge on something cheap, simply hold it in your hand for 10 seconds and ask yourself honestly whether you need it or not. Actively try to think of reasons why you shouldn’t buy this item. Will you really get enough value out of it to make it worth the co...
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For more expensive items simply choose to wait 30 days after your first serious impulse before buying the expensive item, provided that it’s not an essential or emergency need.
Use that time to do a little research and make sure you actually want or will use the item, and also give i...
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Cancel your unused memberships and subscriptions.
Unused subscriptions and memberships do nothing but devour your money month after month.
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The most valuable part of budgeting is actually the process of building a budget correctly.
You build a budget based on looking at your actual spending over the previous few months. Get real numbers, not estimates. Dig through your bank statements and credit card statements and fi...
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When you start to ground a fear and begin to look at it with your feet firmly planted on the ground then you most often realize that the worst that could happen isn’t really that bad.
...you can also probably start listing and taking action on a few things that will reduce the likelihood of...
If I do the right things today I feel really good about myself. If I don't then I don't feel good about myself.
A common question is: “How can I raise my self-esteem?”. The answer is not an easy answer of course (otherwise people wouldn't have so much self-esteem problems in the world today...
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