This is not about investing, although that's also a good habit. This is about knowing where your money is coming from and going to. Most parents have this figured out, but many other people completely ignore this.
It doesn't take long. you can set up app, or go oldschool with pen and paper and write down your incomes and expenses and catogorize them. Soon enough you'll know where you spend your money. Simple and doesn't take more than a few seconds.
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