1. Productivity Growth: Equivalent to technology getting better, faster and us constantly learning from our mistakes. We will always be able to do more with less time and resources than we were able to in the past.
2. The Short-Term Debt Cycle is defined by...

• Your portfolio reflects your long-term wealth building investment strategy – not the short term. It includes everything you own. Your retirement accounts, your investment accounts, even your home are types of investments.
• Diversification is a way to describe owning mult...

• does not try and time the market – buy low and sell high,
• also does not try to beat the market, 
• just try and achieve average returns,
• realises that it does not involve a lot of work or stress and locks in a nice healthy return over the long term.

Banks don’t like to give away their money. That mindset is reflected in the interest rates of checking and savings accounts of 0,5% and 0.9% avg. annual interest respectively.

When you deposit your money in the bank, the bank turns around and invests that money at 7% a year or more. ...

• A financial advisor’s compensation is rarely if ever tied to your success. The majority of their income is based upon the amount they get you to invest.
• You will pay a fee to your chosen fund plus a fee to the financial advisor.
• You Might Not Get The B...