Kimberly Chavez's Key Ideas from Living Forward
by Michael S. Hyatt, Daniel Harkavy

• The drift is about passivity. It is about blaming our circumstances or other people. The drift is about living without a plan.
• Life Planning is about proactivity. It is about taking responsibility and about having a plan and working it.

• It is created by you and for you. A Life Plan has to flow from your heart.
• It describes how you want to be remembered. A life plan doesn’t leave anything to chance.
• It articulates your personal priorities. A life plan gives you the chance to create a vision for yourself that is separate from what your family or others want from you
• It provides specific actions necessary to take you from where you are to where you want to be in every major area of your life
• It is a document that you can tweak and adjust when necessary. A Life Plan is flexible and it is a manifestation of an ongoing process.

These compartments are called life accounts.

• The Circle of Being. These are things that emanate from you. They include the spiritual, physical, and intellectual accounts
• The Circle of Relating. These are things that are centered on you in relation to others. They include your marital, parental, and social accounts
• The Circle of Doing. These are activities that deal with you in relation to your output. They include what you do for work, what you do as a hobby, and your finances.