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There are advisors for everything: fashion, investment, career, relationship, nutrition and spirituality, all with best intentions. And professional advisors commit an unintended mistake of being too cautious with their clients choices, and are significantly more risk-averse due to many factors.
To off-set accountability, or because of not being in the best interests of the client (due to factors such as envy), many advisors give more weightage to the negative aspects, rather than focusing on the potential benefits.
These psychological factors contribute to conflicted and substandard advice from the professional advisors.
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