The Millionaire Fastlane Summary 2023 - Deepstash

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The Millionaire Fastlane Summary

About The Millionaire Fastlane Book


Is the financial plan of mediocrity -- a dream-stealing, soul-sucking dogma known as "The Slowlane" your plan for creating wealth? You know how it goes; it sounds a lil something like this:

"Go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich."

The mainstream financial gurus have sold you blindly down the river to a great financial gamble: You've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. This impotent financial gamble dubiously promises wealth in a wheelchair -- sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. 

Accept the Slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can find a job and keep it, HOPE the stock market doesn't tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece for your family's financial plan?

Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don't want a lifetime subscription to "settle-for-less" and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there.

Why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young.

Why most entrepreneurs fail and how to immediately put the odds in your favor. 

The real law of wealth: Leverage this and wealth has no choice but to be magnetized to you.

The leading cause of poorness: Change this and you change everything.

How the rich really get rich - and no, it has nothing to do with a paycheck or a 401K match.

Why the guru's grand deity - compound interest - is an impotent wealth accelerator.

Why the guru myth of "do what you love" will most likely keep you poor, not rich. And 250+ more poverty busting distinctions...

Demand the Fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

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Also grab The Millionaire Fastlane Audiobook, with the Deepstash App.

The Millionaire Fastlane by MJ DeMarco

An excellent book on how to create insane wealth and live a great life. M. J. Demarco shares the secret to becoming a millionaire at any age. And it is not the kind of advice you receive from financial gurus, parents, or friends.

The Fastlane

The Fastlane

The Fastlane is a state of wealth that is characterized by abundance. In the Fastlane, you don’t trade your time for money and are in complete control of all the wealth-generating factors.

The Fastlane lifestyle is for the people who want to retire young and don’t want to follow the conventional get rich roadmap that involves maxing the 401k, being frugal, and retiring at 65. Being on the Fastlane requires that you turn your back on what society says about wealth. Otherwise, you will never get rich.



"The Millionaire Fastlane isn’t about being retired old with millions, but about redefining wealth to include youth, fun, freedom, and prosperity."



True Wealth Isn’t Having A Bank Balance

The get rich slow strategy that is championed by society is a losing game. It is anchored on your time, assumes that everything will go according to plan, and doesn’t involve getting rich at a young age.

If you want to get rich, take the Fastlane road.

True wealth is authored by three fundamental F’s:

  • Family (relationships). Wealth is strong spirited familial relationships with people.
  • Fitness (health). Fitness includes health, vibrancy, passion, and boundless energy .
  • Freedom (choice). Freedom is the ability to pursue your dreams and do what you love.



"To earn millions, you must impact millions. This is the Law of Effection."



Wealth Is Not a Road, but a Road Trip

Wealth Is Not a Road, but a Road Trip

Getting wealthy is a process, not an event.

For example, when you see a cooked meal, you see an event. You don’t see the process that has been completed to cook the meal. It is the same with millionaires. What you see is that they have millions, but you don’t see the process they had to go through to get it.


The Gullible Teachers

The Gullible Teachers

Beware of financial gurus who teach how to get rich but did not use the same strategy to get rich themselves.

Very often those financial gurus get rich only because they teach how to get rich. Also, many people don’t really understand the mechanics of getting rich, yet they perceive themselves as experts. Some send you emails to join one webinar or the other, but it's all for personal gains.


Go to school, get good grades, graduate, get a good job, save 10%, invest in the stock market…then, someday, when you are, oh, 65 years old, you will be rich but you can’t enjoy at that age…

Sidewalk Vs Slowlane Vs Fast lane

Sidewalk Vs Slowlane Vs Fast lane

  1. The Sidewalk is living for today rather than the future.
  2. The Slowlane is sacrificing today for tomorrow, The Slowlane takes decades.( Old age )
  3. The Fastlane is about starting a business, The Fastlane is about retiring while you can fully enjoy it. (Young age)


Produce, Don’t Consume:

Produce, Don’t Consume:

Stop throwing money at another pair of shoes or skincare product, and instead, switch into producer mode. 

Look at the packaging.

How does it feel? What does it do to make you want to buy it? Which words are they using in the ad?

Take off your consumer glasses and be open and curious about the world of producing and you’ll be well prepared to start your own business.


Wealth Trinity

Wealth Trinity

  1. Meaningful relationships with friends and family.
  2. Being healthy and physically fit.
  3. Freedom (where the money comes in).


This books reveal the real truth how wealth are made

Side Walk

Side Walk

  • Have no plan
  • Surplus money immediately spent
  • Road most travel because it's the path of least resistance
  • Instant gratification


Side Walker Mindset (1)

Debt perception:

Credit allows me to buy things now! Credit cards, consolidation loans, car payments-these supplement my income and help me enjoy life today! If I want it now, I'm going to get it now.

Time perception:

Time is abundant and I spend money like there's no tomorrow. Heck, I could be dead in two weeks, and you can't take it with you!

Education perception:

I finished school when I graduated, hooray!

Money perception:

If you got it, flaunt it! Why save for a rainy day? I spend every dime I earn and most of my bills are paid on time; isn't that being fiscally responsible?


Side Walker Mindset (2)

Primary income source:

whatever gigs pay the most is what I will do, I chase money, it is all about the Benjamins

Primary wealth accelerator:

Net worth? I hit the casino, I buy lottery tickets, and I have an active lawsuit against an insurance company. Dows that count? 

Wealth perception:

He who dies with the most toys win

Wealth equation:

Wealth = income + debt 




Normal is not something to aspire to, it’s something to get away from.Normal is not something to aspire to, it’s something to get away from.



Wealth is a game and many are terrible at it. Here are some tips about wealth that will change your mindset



Millionaires Are Forged by Process, Not by Events All self-made multimillionaires create their wealth by a carefully orchestrated process. They have and use the entire formula. Despite what you may have read or heard, wealth is not an event. Wealth doesn’t drop from the sky or come from a game show. It doesn’t ring the doorbell and await you on the front porch with balloons and a check the size of a refrigerator. Wealth does not chime from a machine with spinning bars, lemons, and cherries. Wealth is a process, not an event.




Ask any chef and they will confirm that perfect dish is a series of ingredients and a well-engineered process of execution: a little of this, a little of that, done at the right time at the right place, and wham, you have a tasty meal.

Wealth eludes most people because they are preoccupied with events while disregarding process. Without process, there is no event. Take a moment and reread that. Process makes millionaires, and the events you see and hear are the results of that process. For our chef, the cooking is the process, while the meal is the event.



He who chooses the beginning of the road chooses the place it leads to. It is the means that determines the end.


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