Net Time Value (NTV

How long an hour, a week, or a year feels is something that changes all the time.

For example, an hour spent coping with tragic news can be perceived as very slow, while an hour of frantic cleaning before guests arrive seems to pass very quickly.

Divide your total money earned by your total time spent.

For example, let’s say you spend 2,500 hours per year earning money:

• If you make $46,226/year, your time is worth $18.49/hour. This is the 2014 median income for women in the United States.
• If you m...

Take time to evaluate how you invest your time. A good system could include:

• 15 minutes/week to review your past week’s schedule.
• One hour/month of quiet time with a journal to assess the past season.
• One day/year of time alone or with a friend or partner assessing ...