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You also need a pyramid of bank accounts in place.
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Rules that will help you make a success of budgeting:
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Your cash flow is healthy if:
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How many times have you bought things you didn’t need or couldn’t afford?
We often make these wrong financial decisions because we do not have a budget.
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Cooking your own meals is a great way to save money.
Financial security means you must embrace the Italian grandmother's mindset — cooking for yourself and your family members is imperative, and eating out or ordering food is a treat.
The next time you’re tempted to go to the...
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Nothing scary or complicated about investing.
None of your money should sit idle in a bank account except your emergency fund.
Your money should actively work toward reaching a goal on its own to your benefit.
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With your partner, you need to have goals and dreams involving investments, property ownership, and retirement, not just falling in love and hoping all turns out well.
You should willingly postpone your fairy-tale ending to build some stability for yourself.
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A junior reader who enjoy topics that advocate for self-improvement. Also a proponent of healthy living and mindfulness (still learning). Let’s connect and explore the world of books together!
Having a written financial plan gives us a measurable goal to work toward. We can reduce doubt or uncertainty about our decisions and adjust to help overcome obstacles that could derail us.
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