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The Golden Rules of Personal Finance
- Spend less money than you earn
- Always plan for the future: you should always look forward beyond the current month
- Make your money make more money: invest, start a business or invest in your education.
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A Definition of Personal Finance
Personal finance is about managing your own money - how much you spend, save, get into debt, and invest.
How you manage your money will depend on your age, education, ambition, family, and country of residence. While this guide will give you enough input to work out a stra...
Applying for a Personal Loan
Before applying for a personal loan, ask yourself first:
- What are you borrowing the money for?
- What is your current financial situation?
- Are you in any capacity of paying the loan back?
Make sure you are never borrowing money for a pers...
Earn More Money
Building wealth is about cutting costs as well as looking for ways to earn more money.
- If you work for a company, make yourself valuable so you’re eligible for raises and promotions.
- Alternatively, look for a new job that pays more and recognizes your worth.
- Start a bus...
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