Don't be afraid to do business. The hard times create opportunities to build your brand. You need to see the world with a new point of view. The customers need you the most in the time of need. Try to give them something that they never experienced in a moment like this
For example: Someone stole your wallet and you quickly call to the bank, where your credit card is open. The prompt action from them will make you appreciate the bank more. If they would make you sign a form, wait in line etc etc, you should be nuts to stay with them
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Consumers need to protect themselves when dealing with banks. Don't let the bank make financial decisions for you.
Signing up for a new credit card because you were pre-qualified will not always end in well. Despite good credit scores and money in the bank, only you know y...
Write down your expenses from the past few months (look at your debit and credit card bills, your bank statements, etc.)
Next, see what is essential to support your basic needs and what you can cut if you had to.
When you use credit cards responsibly, they can give you a lot of power. The best circumstances to use a credit card is:
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