Wealth is what you don’t see.

We often confuse being rich with being wealthy. Being rich means having a high income, but wealth is what you don’t spend.It’s the money that remains unseen and unspent. The ability to save is the true indicator of wealth.

1. Wealth is What You Don’t See

Luck and risk are both the reality that every outcome in life is guided by forces other than individual effort.

Success is often a combination of luck and risk. While you can’t control either entirely, it’s important to acknowledge their roles.Not all success is due to hard work, and not all failure is due to laziness.

2. Luck & Risk

Compound interest is the eighth wonder of the world.

Small, consistent actions lead to significant results over time. Compounding is one of the most powerful forces in finance, and most wealth is built gradually.

3. Compounding Matters

Controlling your time is the highest dividend money pays.

The true value of money is in the freedom it provides. Financial independence gives you the ability to control your time and make choices that align with your personal values.

4. Freedom is the Ultimate Goal

Your personal experiences with money make up maybe 0.00000001% of what’s happened in the world, but maybe 80% of how you think the world works.

Everyone’s financial choices are shaped by their personal experiences. We all see money differently based on our upbringing, culture, and environment, so what works for one person may not work for another.

5. People Are Different

The most important part of every plan is planning on your plan not going according to plan.

Always plan for the unexpected. Building a margin of safety allows you to weather unpredictable circumstances without derailing your financial goals.

6. Room for Error

Enough is as good as a feast.

Constantly chasing more can lead to dissatisfaction. Knowing when you have enough and being content with it is crucial for long-term happiness.

7. Enough is Enough

The first rule of an investment is don’t lose money. The second rule is don’t forget the first rule.

Overconfidence can lead to financial mistakes. Stay humble and always recognize that the future is uncertain. Protect your wealth by avoiding reckless decisions.

8. Stay Humble

• Your support means the world to me! When you like and comment, it not only motivates me but also tells me that you’re enjoying the content. • Every like and comment encourages me to create even better posts just for you. • Plus, when you engage, you’re helping others discover content they’ll love, too! So, if you find value here, hit that like button and drop a comment. Let’s grow and learn together!

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Why chasing more money could leave you with less!

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

Discover the world of business and economics.

economics

Economics

moneyandinvestments

Money & Investments

motivationandinspiration

Motivation & Inspiration

business

Business

books

Books

Morgan Housel is a partner at The Collaborative Fund. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. He lives in Seattle with his wife and two kids.

Morgan Housel

The Psychology of Money

Your well-being should always be a top priority. Don’t ignore signs of stress, anxiety, or emotional exhaustion—invest time in self-care.

Take Your Mental Health Seriously

Everyone has an opinion, but not all are valid or relevant to your life. Know when to listen and when to let them roll off your back.

Don’t Take Opinions Too Seriously

Genuine connections with family, friends, and partners deserve attention and care. Invest in those relationships that nurture and uplift you.

Take Relationships Seriously

Failure is part of the growth process. Learn from setbacks but don’t dwell on them—keep moving forward with renewed purpose.

Don’t Take Setbacks Too Seriously

Whether personal or professional, honor your word. Being reliable builds trust and strengthens your reputation.

Take Commitments and Promises Seriously

Criticism, especially when it's baseless, should not affect your self-worth. Know how to filter constructive feedback from mere negativity.

Don’t Take Negative Comments Seriously

Stay committed to your aspirations. Focus your energy on reaching milestones that matter to you, while ignoring distractions.

Take Your Goals Seriously

Minor annoyances like traffic jams or delayed plans are part of life. Don’t let them steal your peace—shift your perspective and move on.

Don’t Take Small Inconveniences Seriously

Personal and professional growth relies on continuous learning. Stay curious and open to new knowledge and experiences.

Take Learning Seriously

Not every disagreement needs to be won or prolonged. Learn when it’s more beneficial to step back rather than engaging in pointless debates.

Don’t Take Every Argument Seriously

Your time is your most valuable resource. Use it wisely on things that add value to your life and well-being, rather than on things that drain you.

Take Your Time Seriously

"Life is a delicate balance between what truly matters and what doesn’t. The secret is in knowing the difference."

Mastering the Balance Between Seriousness and Letting Things Slide

Understand yourself and those around you.

psychology

Psychology

mentalhealth

Mental Health

loveandrelationships

Love & Relationships

longevity

Longevity

The Art of Discernment: Knowing What to Take Seriously and What to Let Go

People let the emotions of fear and greed rule their lives.

The fear of ostracism causes people to conform to, and not question, commonly accepted opinions or popular trends, often to their financial detriment.

Acquire the type of assets you love, because you will take better care of them and enjoy learning about them

Understanding markets is the science of supply and demand. You need to know the technical aspects of the market, which are emotion driven, in addition to the fundamental or economic aspects of an investment.

We all have tremendous potential, we are all blessed with gifts. Yet the one thing that holds all of us back is some degree of self doubt.

The situation you fear most is the skill that you need to learn and conquer. And you may have to force yourself to do it, like going to the gym.. you'll be glad you did.

Fear of failure keeps too many people out of the game. Instead, use failure as inspiration to succeed.

Harness the deep seated emotional reasons you want to become rich. Make them strong. They will help you weather the obstacles along the road to wealth.

Although we have been successful in our careers, they have not turned out quite as we expected. We both have changed positions several times-for all the right reasons-but there are no pension plans vesting on our behalf. Our retirement funds are growing only through our individual contributions. Michael and I have a wonderful marriage with three great children. As I write this, two are in college and one is just beginning high school. We have spent a fortune making sure our children have received the best education available. One day in 1996, one of my children came home disillusioned with school. He was bored and tired of studying. “Why should I put time into studying subjects I will never use in real life?” he protested. Without thinking, I responded, “Because if you don't get good grades, you won't get into college.” “Regardless of whether I go to college,” he replied, “I'm going to be rich.”

entrepreneurship

Entrepreneurship

startup

Startups

Kiyosaki is best known for his book Rich Dad, Poor Dad, the #1 New York Times bestseller. Kiyosaki followed with Rich Dad's CASHFLOW Quadrant and Rich Dad's Guide to Investing.

Robert T. Kiyosaki

Rich Dad, Poor Dad

“Más sabe el diablo por viejo que por diablo”

”Cuentas claras conservan amistades”

“A otro perro con ese hueso”

“Cuando el rio suena, piedras trae”

“Al que no le guste, se le dan dos tazas”

“De tal palo, tal astilla”

“A quien madruga, Dios le ayuda”

“No hay mal que dure cien años, ni cuerpo que lo resista”

“Más vale malo conocido, que bueno por conocer”

“Camarón que se duerme, se lo lleva la corriente”

”Perro que ladra, no muerde”

“Hombre precavido, vale por dos”

“Árbol que nace torcido, jamás su tronco endereza”

“Más vale pájaro en mano, que cien volando

“Donde manda capitán, no manda marinero”

“Soldado avisado, no muere en guerra”

“Cría cuervos y te sacarán los ojos“

“A casa de herrero, cuchillo de palo”

personaldevelopment

Personal Development

Dichos Colombianos 

The main character did not see herself as a beautiful woman just because her parents said she was ugly, stupid, and unhealthy. However, we discover that she was pretty at the end of the novel.As a parent, you should make sure your child does not receive negative attitudes within your family. Love is all they need.

Parental Attitudes

Different people choose various ways to deal with difficult times. Some decide to fight, some choose to work harder, and others give up and run. There is no explanation for who chooses better or who is happier. But in my opinion, it's just different ways of coping. It's like a formula: "Fight, Flight, or Freeze".

Challenging Times

People you can rely on are the ones who are doing, not just dreaming. So if you want to save your family, your health, or your wealth, you should make an effort every day, every week.

Dreamers vs Realists

Sometimes, you just need to take full responsibility. Adulthood isn't about age — it's about obligations and the power of making hard decisions.People who talk more than they act are just grown-up children.

Responsibility

The most powerful people are always taking steps from one task to another. They try to discern what can possibly make a situation better and act on the circumstances. They don't wait for someone or something to change their lives. It takes a lot of hard work and a little bit of hope.

Step by Step

Home is not the place where you grew up. It is a place where your family and close friends are. Biological parents can be cold and detached, but strangers can be the kindest and closest.

Where is Home

You can't blame migrants for searching for a better life. They flee because of wars, natural disasters, and insecurity. They can be valuable for your country, city, or even your street. But usually, they just need time to adapt, find a proper job, and navigate the paperwork and rules of their new life. They are not inherently evil and do not intentionally interfere with the lives of others.

Help, Not Blame

Parents' lives are full of guilt and insecurities. You go from the sweetest childhood to fierce teenage and you can't predict if it will go well. The only way to save your relationship is to do better, make efforts, and love more than you can.They will appreciate your actions, just give it time.

Make Children Proud

I loved this book, it made me think a lot.If you want to share your thoughts, let's talk in the comments. And I <a href="https://deepstash.com/u/my365media">invite you to follow me</a>. I'm collecting the best theories and practices about writing, parenting, and health.

Let's Share

It's a novel about Great Depression and families that were destroyed by it. Great story! 

"The Bestselling Hardcover Novel of the Year."--Publishers Weekly From the number-one bestselling author of The Nightingale and The Great Alone comes a powerful American epic about love and heroism and hope, set during the Great Depression, a time when the country was in crisis and at war with itself, when millions were out of work and even the land seemed to have turned against them. “My land tells its story if you listen. The story of our family.” Texas, 1921. A time of abundance. The Great War is over, the bounty of the land is plentiful, and America is on the brink of a new and optimistic era. But for Elsa Wolcott, deemed too old to marry in a time when marriage is a woman’s only option, the future seems bleak. Until the night she meets Rafe Martinelli and decides to change the direction of her life. With her reputation in ruin, there is only one respectable choice: marriage to a man she barely knows. By 1934, the world has changed; millions are out of work and drought has devastated the Great Plains. Farmers are fighting to keep their land and their livelihoods as crops fail and water dries up and the earth cracks open. Dust storms roll relentlessly across the plains. Everything on the Martinelli farm is dying, including Elsa’s tenuous marriage; each day is a desperate battle against nature and a fight to keep her children alive. In this uncertain and perilous time, Elsa—like so many of her neighbors—must make an agonizing choice: fight for the land she loves or leave it behind and go west, to California, in search of a better life for her family. The Four Winds is a rich, sweeping novel that stunningly brings to life the Great Depression and the people who lived through it—the harsh realities that divided us as a nation and the enduring battle between the haves and the have-nots. A testament to hope, resilience, and the strength of the human spirit to survive adversity, The Four Winds is an indelible portrait of America and the American dream, as seen through the eyes of one indomitable woman whose courage and sacrifice will come to define a generation.

parenting

Parenting

Kristin Hannah

The Four Winds

"Your time is limited, so don't waste it living someone else's life."

"Whether you think you can or you think you can't, you're right."

"It does not matter how slowly you go as long as you do not stop."

"The only limit to our realization of tomorrow is our doubts of today."

"You miss 100% of the shots you don't take."

"Success is not final, failure is not fatal: It is the courage to continue that counts."

"The best way to predict the future is to create it."

"Happiness is not something ready-made. It comes from your own actions."

"Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment."

"In the middle of difficulty lies opportunity."

<ul><li>Your support means the world to me! When you like and comment, it not only motivates me but also tells me that you’re enjoying the content.</li><li> Every like and comment encourages me to create even better posts just for you.</li><li>Plus, when you engage, you’re helping others discover content they’ll love, too! So, if you find value here, hit that like button and drop a comment. Let’s grow and learn together!</li></ul>

productivity

Productivity

philosophy

Philosophy

habits

Habits

10 Powerful Quotes That Will Instantly Change Your Perspective!

Your self-talk shapes your confidence. Identify negative patterns and replace them with positive affirmations to shift your mindset towards self-belief.

Change Your Inner Dialogue

Confidence comes from progress. Embrace mistakes as opportunities to learn and grow, rather than striving for unattainable perfection.

Focus on Growth, Not Perfection

Break big goals into smaller, manageable tasks. Celebrating small wins builds momentum and boosts confidence step by step.

Set Small, Achievable Goals

Regularly visualize yourself achieving your goals. This mental practice builds a positive expectation of success, increasing your belief in your capabilities.

Visualize Success

Confidence grows by facing fears. Act even when you're afraid, and over time, you'll train yourself to feel more confident in challenging situations.

Take Action Despite Fear

This approach promotes self-coaching and helps gradually increase your confidence.

"I devoured every page of this wonderfully written book." - Sergio Ezama, Chief Talent Officer, Netflix Want to be more confident at work? You're not alone. So many of us grapple with self-doubt. Perhaps you're an exhausted achiever? You're delivering results and progressing in your career, but you feel utterly worn out. You're compensating for a lack of confidence with excessive effort and punishingly high standards. Or perhaps you're feeling frustrated and unfulfilled? Self-doubt is making you hold yourself back, you're avoiding challenges that could demonstrate how good you really are. This book can help. Distilling over a decade of real- life research into clear insights, practical tools and impactful activities, Julie Smith shows you how to Coach Yourself Confident. Julie Smith is a sought-after executive coach and facilitator who works with leaders to grow their impact and supports teams to grow their effectiveness. Find out more at www.talentsprout.co.uk.

problemsolving

Problem Solving

Julie Smith

Coach Yourself Confident

Thought is not reality.Each of us lives through our own perceptions of the world.

"People have a hard time letting go of their suffering.Out of a fear of the unknown,they prefer suffering that is familiar"

"One who looks around him is intelligent,one who looks within him is wise"

"I think and think and think,I've thought myself out of happiness one million times,but never once into it"

Why your thinking is the beginning and end of suffering

Dont Believe Everything You Think

"Intuition is nothing more and nothing less than recognition."

System 1: This is fast, automatic, and emotional. You use it when making quick decisions, like recognizing a friend or reacting to danger.System 2: This is slow, logical, and takes effort. You use it when solving a difficult problem or planning something important.

1. Two Ways of Thinking

"The first principle is that you must not fool yourself, and you are the easiest person to fool."

Our brain uses shortcuts (called heuristics) to make decisions quickly, but sometimes these shortcuts lead to mistakes or biases. For example, we might base a decision on a recent memory rather than facts.

2. Mental Shortcuts and Biases

"The greatest mistake you can make in life is to be continually fearing you will make one."

People hate losing more than they enjoy winning. This is why we sometimes avoid risks, even when the possible reward is bigger than the risk itself.

3. Fear of Losses

"We can only see what we are prepared to see."

We rely too much on the first piece of information we hear (the "anchor"). For example, hearing a price first affects how you judge other prices, even if it’s unrelated.

4. Anchoring Effect

"The most common way people give up their power is by thinking they don’t have any."

We judge how likely something is based on how easily we remember examples. For example, after hearing about a plane crash on the news, you might fear flying even though it's very safe.

5. Availability Heuristic

"The greatest enemy of knowledge is not ignorance, it is the illusion of knowledge."

We often think we know more than we really do. Being aware of this can help us make better decisions and stay humble in what we assume.

6. Overconfidence Bias

"Prejudice is a great time-saver. You can form opinions without having to get the facts."

If we like one thing about a person, we tend to assume other positive things about them, too. For example, if someone is friendly, we might also think they’re smart, even without knowing for sure.

7. The Halo Effect

"It is not what you look at that matters, it’s what you see."

The way information is presented (framed) affects how we make decisions. For example, people are more likely to agree with something if it’s framed as a gain rather than a loss.

8. Framing Effect

Major New York Times bestseller Winner of the National Academy of Sciences Best Book Award in 2012 Selected by the New York Times Book Review as one of the ten best books of 2011 A Globe and Mail Best Books of the Year 2011 Title One of The Economist's 2011 Books of the Year One of The Wall Street Journal's Best Nonfiction Books of the Year 2011 2013 Presidential Medal of Freedom Recipient Kahneman's work with Amos Tversky is the subject of Michael Lewis's The Undoing Project: A Friendship That Changed Our Minds In his mega bestseller, Thinking, Fast and Slow, Daniel Kahneman, the renowned psychologist and winner of the Nobel Prize in Economics, takes us on a groundbreaking tour of the mind and explains the two systems that drive the way we think. System 1 is fast, intuitive, and emotional; System 2 is slower, more deliberative, and more logical. The impact of overconfidence on corporate strategies, the difficulties of predicting what will make us happy in the future, the profound effect of cognitive biases on everything from playing the stock market to planning our next vacation—each of these can be understood only by knowing how the two systems shape our judgments and decisions. Engaging the reader in a lively conversation about how we think, Kahneman reveals where we can and cannot trust our intuitions and how we can tap into the benefits of slow thinking. He offers practical and enlightening insights into how choices are made in both our business and our personal lives—and how we can use different techniques to guard against the mental glitches that often get us into trouble. Winner of the National Academy of Sciences Best Book Award and the Los Angeles Times Book Prize and selected by The New York Times Book Review as one of the ten best books of 2011, Thinking, Fast and Slow is destined to be a classic.

Thinking, Fast and Slow

Find 100+ Motivation Tips & Ideas  - Curated from inspiring sources like Books, Podcasts & Articles - Genuine Insights from like-minded Users like You!

The Psychology of Money

The Art of Discernment: Knowing What to Take Seriously and What to Let Go

Rich Dad, Poor Dad

Dichos Colombianos

The Four Winds

10 Powerful Quotes That Will Instantly Change Your Perspective!

Coach Yourself Confident

Dont Believe Everything You Think

Thinking, Fast and Slow

DON'T Believe In Yourself! The Philosophy of Gurren Lagann!

It's time to
Read like a Pro.

The Psychology of Money

The Art of Discernment: Knowing What to Take Seriously and What to Let Go

Rich Dad, Poor Dad

Dichos Colombianos

The Four Winds

10 Powerful Quotes That Will Instantly Change Your Perspective!

Coach Yourself Confident

Dont Believe Everything You Think

Thinking, Fast and Slow

DON'T Believe In Yourself! The Philosophy of Gurren Lagann!

It's time to Read like a Pro.

It's time to
Read like a Pro.