Kakeibo is an old Japanese form of budgeting that has become en vogue thanks to an increased focus on incorporating mindfulness into all aspects of our lives. It offers a simple, no-nonsense way to get your spending under control.The system was developed in 1904 by a female journalist named Hani Motoko.Kakeibo helps to bring mindful awareness to the process of spending (and budgeting) in a similar way that food journaling brings awareness to eating behaviours.

Kakeibo: Managing Your Money Like The Japanese

At the heart of kakeibo is journaling or documenting your income and spending. Since the process predates smartphones and computers, it relies on old-fashioned pen and paper technology.Life goals and financial goals are related, and once we start to connect financial life with overall life, things start to make sense.

How to Use Kakeibo

The first step in kakeibo, much like any mindfulness work, is to become aware of what's actually happening to your finances. This means keeping detailed track of your spending for a set period. Most financial experts, like Liu, recommend tracking expenses and income for at least a month before setting a budget.Tracking your spending and income gets at the heart of the kakeibo practice, which centers on four key questions. They are:<ul><li>How much money do I have or earn?</li><li>How much do I want to save?</li><li>How much am I spending?</li><li>Where can I improve?</li></ul>

Track Your Spending for A Month

Once you have tracked your expenditures for a month, you can break spending into categories. The key to kakeibo is tracking it all with a basic pen and paper, rather than using any kind of app. Why?<a href="https://www.forbes.com/sites/annabelacton/2017/11/03/how-to-set-goals-and-why-you-should-do-it/#43fa9f54162d"> Research has repeatedly shown</a> that physically writing things down changes the way we behave. It also creates a little more friction to our spending.Once you have an idea of your spending, you can divide your kakeibo, or budget, into different categories of spending: Essential and non-essential.

Break Your Spending Into Categories and Getting Financially Naked

<ul><li>General: These are your regular household expenditures like housing, food, transportation, medical care, internet, and phone connections, animal care, and childcare.</li><li>Leisure: These are things like Netflix, shopping, online shopping, parties, gifts, etc. Think of these as the things you enjoy, but don't necessarily need.</li><li>Culture: Capture those things that enrich your life here. Maybe it's a subscription to a newspaper or magazine, perhaps it's your regular haircut or nail appointment.</li><li>Unexpected Costs: This is the stuff that comes up unexpectedly that we all need to pay for.</li></ul>

The Four Categories

Once you have an idea of where your money goes over a month, you can set your goals. What do you want to achieve with your money? What's your timeline for achieving your goals? Whatever your goals are, set a number and a timeline for them and write it down. You can then divide that number into smaller chunks so you know how much you might need to save per month or week.Do this for each of the four categories. This will serve as your “budget” or spending limit for each category.

Set Your Goals

At the end of each week, you check your balances against your goals. At the end of the month, you look back at where you ended up in relation to your goals in each category and ask yourself where you can do better.We've become so accustomed to immediate gratification these days. Kakeibo asks us to slow down and consider so that we don't overspend.The real magic of kakeibo is that it uses some basic questions and tricks to get you to become more mindful of your spending and to get you thinking about what you really want and need.

Track Your Spending and Assess

The following questions are designed to invite self-reflection and help you decide if an expense is “worth it.”<ul><li>Do I actually need this? Will it be useful, and does it make me excited?</li><li>Do I have the space for this? Will it have a place in my life or home?</li><li>Based on my current financial situation, can I actually afford this?</li><li>How do I feel about buying this?</li><li>What is my general emotional state today? How do I feel?</li></ul>

Kakeibo: Ask Yourself

Budgeting poses a distinct challenge for almost everyone. It's uncomfortable, forces us to face a lot of our preconceived notions, and tests our learned behaviour as consumers. There are many different kinds of budgeting styles and tools out there, but you don't need new-fangled tools, apps, or expensive memberships to get your spending under control.By using a simple pen and paper and incorporating mindfulness into your budgeting work, you just might be able to break the debt cycle and gain financial freedom through the practice of kakeibo.

The Bottom Line

Get your spending in line with this innovative way to save money. 

moneyandinvestments

Money & Investments

habits

Habits

The Art of Kakeibo: This Japanese Budgeting System Could Change Your Financial Life

We are told to believe what we are taught , we are not told to question what we are taught

Habits 

The Habits are borned with the a cognitive wish of having - Knowledge, Skill and Desire.

Habits DEFIND

The Basic paradigm of what to do and why to do.If for example, starting up an airline you need to ask yourself.Why you need to do it - Coz, there is no quick-to-zap transportation facility in the state. What to do - You should start knowing, how much money is required to start with in the market.

Knowledge 

Substantially talks about the - How toHow to - Go ahead with making political relations with people like U.S Attorney General, Magistrate and Secretary. As they provide us with the rights and provisions of running airlines in the state.

Skills

Places itself with the Motivation and statement - Want ToWant To - It could either be a simple intention of starting a airline with the prime necessity. ORIt could be the Cold War among the rivals, which led to creation of legendary brands. Like Ferrari and Lamborghini.

Desire

That which we obtain too easily, we esteem too lightly. It is dearness only which gives everything its value. Heaven knows how to put a proper price on it's good.

25 years, 20 million copies sold! This 25th anniversary edition of Stephen Covey's beloved classic commemorates the timeless wisdom of the 7 Habits.

philosophy

Philosophy

motivationandinspiration

Motivation & Inspiration

education

Learning & Education

books

Books

The 7 habits of highly effective people is recognised as one of the most influential books ever written. In this seminal work, Stephen R. Covey presents a holistic, integrated, principle-centred approach for solving personal and professional problems. With penetrating insights and pointed anecdotes, Covey reveals a step-by-step pathway for living with fairness, integrity, honesty and human dignity -- principles that give us the security to adapt to change, and the wisdom and power to take advantage of the opportunities that change creates. The 7 Habits have become so famous because they work. From Habit 1: Be Proactive and Habit 2: Begin with the End in Mind, millions of People have worked their way through the 7 and found in them a key to transforming their lives. This book has been the key to the success of legions of business leaders and individuals the world over.

Stephen R. Covey is an accomplished writer whose work has resonated with readers around the world. Stephen R. Covey has published several books that explore a range of topics, from fiction to nonfiction, and has received critical acclaim for the ability to weave compelling narratives. Stephen R. Covey's writing style is known for its depth and authenticity, and has earned quite a loyal following of readers.

Stephen R. Covey

The 7 Habits of Highly Effective People

Make your eating time a ‘no screentime’. Similarly, make your dining table a ‘no-screen zone’. Instead of looking at your phone, feel the sensation of your food i.e. the taste and smell of your food.Put the phones away and enjoy conversing with your family members.

1. Using Your Phone While Eating

Challenge yourself to go on a walk every day. Do this without music. Observe, feel, smell, and simply be in Nature for this time.Go to a park, lie in the sun and take a nap. Watch a sunrise or sunset. Sit outside and watch the clouds go by.

2. Not Spending Time in Nature

Time to kill your television. Television makes you dumb, and books make you smart.Move your television out of your bedroom. Cancel your Netflix subscription.

3. Watching Too Much Television

Make a sleeping schedule and stick to it. Hang that schedule in your bedroom. If you use your mobile late at night, switch it off when it’s time to sleep.

4. Oversleeping and Undersleeping

Nobody is asking you to wake up at 4 am. But wake up early enough to hear the birds chirping and the sun rising.Pray. Meditate. Plan your day. Take a walk. Fill your lungs with the fresh air of the morning.

5. Not Waking Up Early

Get your heart rate up. Lift weights. Exercise at least 4 times a week, even if it’s just ten minutes. Start small and then gradually increase the intensity.If you can’t afford a gym membership, do home workouts. You can find many tutorials on this topic on YouTube.

6. Not Exercising

Make a budget and stick to it. Cancel any unused gym memberships. Also, cancel online subscriptions to the services you longer use.Pay yourself first. Save 10% of what you earn. Start a side hustle on the weekend.

7. Overspending

Learning doesn't end when you graduate. It is a lifelong process.Read books. Watch videos. Enroll in online courses. Pick up a new hobby.

8. Not Learning Something New

Set screentime limits on your computer and mobile. Install apps that track the amount of time you spend on your devices. At the end of the day look at your total time. See where you could trim back and fill in the time with other activities.I installed a screentime app on my phone and it helped me reduce my screentime from 7–8 hours to 3–4 hours.Reserve 2 hours of ‘no-screen time’ every day. In those 2 hours, go to a peaceful place — in your home, or somewhere outside, and sit silently.

9. Spending Too Much Time In Front Of A screen

Start your day making your bed. By making your bed, you will be completing the first task of the day.For more on this topic read this book by Admiral William H. McRaven: <a href="https://www.amazon.com/Make-Your-Bed-Little-Things/dp/1455570249">Make Your Bed: Little Things That Can Change Your Life…And Maybe the World</a>

10. Not Making Your Bed

For reading about the remaining 10 habits, check out the full article at ;<a href="https://medium.com/@maaz.zulf/habits-to-quit-in-2022-a246502418a0">https://medium.com/@maaz.zulf/habits-to-quit-in-2022-a246502418a0</a>

11. ???

Quit these 20 habits for a better life in 2022

Make your eating time a ‘no screentime’. Similarly, make your dining table a ‘no-screen zone’. Instead of looking at your phone, feel the sensation of your food i.e. the taste and smell of your food…

personaldevelopment

Personal Development

health

Health

timemanagement

Time Management

Habits To Quit In 2022

Its the actions of an Individual that decides their destiny. So, what successful people do? What are the things that let them standout?Here are 5 things that all successful people have in common according to the speaker and his studies of strategies of <a href="https://en.wikipedia.org/wiki/Chanakya">Chanakya</a>

What Success people do?

Successful people are readers. These people read a lot, they reflect the ideas and even discuss them with other. So, be a good reader and never be shy on telling or discussing the ides you have learned.

1. Reading

Not All Readers Are Leaders, But All Leaders Are Readers.

Successful people write a lot. These people are always ready to jot down thing they have learned, read and their personal thoughts.It's scientifically proven that we learn and remember things much more faster and for longer if we write them.

2. Writing

Successful people are admirable at time management. They do multiple things in their life but focus on only one thing at time.They try to manage and plan every seconds.When you manage seconds, you manage minutes. When you manage minutes, you manage hours. When you manage hours, you manage a whole day and when you manage day you manage years and even your entire life.

3. Time Management

People often complain about lack of time, when lack of direction is the real problem.

They choose their friends and people they would spend time with, wisely. They will be friendly and interactive to everybody but they are also aware that from which group they really belong to.Always try to be with people who are better than you. The moment you will do this, you will subconsciously manifest the way of thinking that they have.

4. Being in the right Company

If you are the smartest person in the room, then you are in the wrong room.

It not always that they are leaders but they always and think like a leader and take action accordingly. They have that unflinching faith on themself that they can accomplish anything. They have a clear picture and a solid plan in their head about you end result. And they work very hard with right strategy to reach their destination.Be selfless. A leader is someone who is always in the quest of finding ways to serve other in whatever best way possible.

5. Leader

In the happiness of his subject lies the king’s happiness ; in there welfare his welfare . He shell not consider as a good only that which pleases him treat as beneficial to him whatever pleases his subject.

By practicing these fundamental things one can become successful.

Conclusion

⭐👇 Do You Have Big Dreams & Want To Succeed In Life? 👇⭐ Josh wants to help you achieve these dreams with our brand new Josh Skills App .🙌 DOWNLOAD NOW: https://joshskills.app.link/PqZuf24Qnab With 50+ courses on topics like Digital Marketing, Personality Development, Time Management & Personal Finance - you can learn from the top most experts of every domain - at the cost of a mobile recharge only! 😮 Use the app, and get ahead in your life - use coupon code JOSHYTE for 10% discount on all courses! Chanakya Niti gives a sense of direction and clarity which helps a person to think through and act. On the journey of being an entrepreneur, Arthashashtra viz. Chanakya Niti can be a catalyst which may help to actualize the goals. We might not have a Chanakya for ourselves but his words shall forever be our guide. In his Josh Talk, Radhakrishnan Pillai talks about the leadership lessons that one can learn from the knowledge that was imparted by Chanakya more than 2000 years ago. He talks about how Chanakya Neeti can shape a person's orientation to watch the world, and how it can inculcate a completely new vision to observe the world with the help of just 5 Lessons. These 5 Lessons can help anyone to have a leader like qualities in them, which can eventually make them successful. Radhakrishnan Pillai from the University of Mumbai, Department of Philosophy is the founder-director of Chanakya Institute of Public leadership (CIPL), a leadership academy which trains political leaders and aspirants. With nearly 20 years of combined working and business experience, he is a well-known management speaker, trainer, author, and consultant. His first book ‘Corporate Chanakya’ has been on the “best-seller” list since its launch in 2010 and used as a textbook in various Business schools in India and abroad. His second book ‘Chanakya’s 7 Secrets of Leadership’ along with Mr. D. Sivanandhan created waves in the corporate world. He has been awarded the prestigious Sardar Patel International award 2009 and Aavishkar Chanakya Innovation Research Award 2013 for his research and contribution in the field of management & Industrial development. He is rated among the top 50 management thinkers from India by the global organization Thinkers50. Watch this Josh Talk to know how the new age budding entrepreneurs can learn the leadership lessons from Chanakya. How his Chanakya Niti can help leaders of today and tomorrow to gain leadership skills, maintain leader like qualities and become successful in life. This talk was recorded at Josh Talks Mumbai 2018. Josh Talks collects and curates the most inspiring stories of India and provides a platform to showcase them. Speakers from diverse backgrounds are invited to share their stories, highlighting the challenges they overcame, on their journey to success and realizing their true calling. ► SUBSCRIBE to our Incredible Stories, press the red button ⬆️ ► Say hello on FB: https://www.facebook.com/JoshTalksLive ► Tweet with us: https://www.twitter.com/JoshTalksLive ► Instagrammers: https://www.instagram.com/JoshTalksLive ► Josh Talks is in your city soon: https://events.joshtalks.com

leadershipandmanagement

Leadership & Management

⭐👇 Do You Have Big Dreams & Want To Succeed In Life? 👇⭐
Josh wants to help you achieve these dreams with our brand new Josh Skills App .🙌
DOWNLOAD NOW: https://joshskills.app.link/PqZuf24Qnab
With 50+ courses on topics like Digital Marketing, Personality Development, Time Management & Personal Finance - you can learn from the top most experts of every domain - at the cost of a mobile recharge only! 😮
Use the app, and get ahead in your life - use coupon code JOSHYTE for 10% discount on all courses!

Chanakya Niti gives a sense of direction and clarity which helps a person to think through and act. On the journey of being an entrepreneur, Arthashashtra viz. Chanakya Niti can be a catalyst which may help to actualize the goals. We might not have a Chanakya for ourselves but his words shall forever be our guide. 

In his Josh Talk, Radhakrishnan Pillai talks about the leadership lessons that one can learn from the knowledge that was imparted by Chanakya more than 2000 years ago. He talks about how Chanakya Neeti can shape a person's orientation to watch the world, and how it can inculcate a completely new vision to observe the world with the help of just 5 Lessons. These 5 Lessons can help anyone to have a leader like qualities in them, which can eventually make them successful.

Radhakrishnan Pillai from the University of Mumbai, Department of Philosophy is the founder-director of Chanakya Institute of Public leadership (CIPL), a leadership academy which trains political leaders and aspirants. With nearly 20 years of combined working and business experience, he is a well-known management speaker, trainer, author, and consultant. His first book ‘Corporate Chanakya’ has been on the “best-seller” list since its launch in 2010 and used as a textbook in various Business schools in India and abroad. His second book ‘Chanakya’s 7 Secrets of Leadership’ along with Mr. D. Sivanandhan created waves in the corporate world. He has been awarded the prestigious Sardar Patel International award 2009 and Aavishkar Chanakya Innovation Research Award 2013 for his research and contribution in the field of management & Industrial development. He is rated among the top 50 management thinkers from India by the global organization Thinkers50. 

Watch this Josh Talk to know how the new age budding entrepreneurs can learn the leadership lessons from Chanakya. How his Chanakya Niti can help leaders of today and tomorrow to gain leadership skills, maintain leader like qualities and become successful in life.

This talk was recorded at Josh Talks Mumbai 2018.

Josh Talks collects and curates the most inspiring stories of India and provides a platform to showcase them. Speakers from diverse backgrounds are invited to share their stories, highlighting the challenges they overcame, on their journey to success and realizing their true calling. 

► SUBSCRIBE to our Incredible Stories, press the red button ⬆️
► Say hello on FB: https://www.facebook.com/JoshTalksLive
► Tweet with us: https://www.twitter.com/JoshTalksLive
► Instagrammers: https://www.instagram.com/JoshTalksLive
► Josh Talks is in your city soon: https://events.joshtalks.com

1+ Billion Views | 10 Languages | 13,50,000+ Downloads
Inspiring, Informing, Upskilling

“If you want to do something big in life, all you need is Josh”
With this thought an idea was born, to share and celebrate the most incredible stories of Bharat and ignite power inside each one of us. 
Josh Talks is this thought. 

Josh Talks is a platform where we share beautiful stories of role models; of people who come into our lives in the form of an elder brother and sister- sometimes as stories that show us the bright side of the world, sometimes as faces that we love and look up to and sometimes as skills that bring the better of us. 

So let’s fill ourselves with Josh and keep moving forward in our lives.
If you know of someone who has attained success because of their hard work and determination and are role models for people, share their stories on speaker@joshtalks.com

Part of The Josh Group.


Josh Talks

Chanakya Neeti For A Successful Life | Dr. Radhakrishnan Pillai | Josh Talks

Our default understanding of the word ritual is misleading. Ritual is not about meticulously obeying stale old rules. Instead, Confucius taught life as a ritual, transforming everyday actions into sacred activities. Ritual governs our greetings and conversations. If you submit to ritual and practise it, then it can change your life for the better.

Ritual is not about stale traditionalism

Treat all contexts as sacred spaces with their own rhythms and patterns. For example, driving a car is not a time to check your phone. Hiking is not the time to scroll on your phone. When you start treating your contexts with the reverence they deserve and submit to their rituals, it becomes effortless to resist the pull of your phone.

Ritual is about reverence

Habits (good and bad) are effortless and cultivated through repetition. But habits are hard to change. A ritual is more like improvising music or an athletic performance. It means adjusting to different conditions. Confucian ritual is similarly flexible. It depends on the awareness of the relevant factors in a situation. For example, someone who submits to a ritual does not shake hands out of habit but because it is the proper thing to do in that context at that time.

Everything is ritual

<ul><li>Habits leave no room for asking questions. </li><li>Ritual governs all behaviour in all contexts. The right ritual in a situation is only possible when you learn to ask questions. You won't be able to live harmoniously if you do not understand why you should act in a certain way.</li></ul> Studying the classics is uniquely helpful with rituals.<ol><li>Classics contain time-tested life wisdom.</li><li>Sacred texts, folk tales and fairy tales, nursery rhymes and proverbs are woven into the fabric of our lives and the organisation of our communities.</li></ol>

Ritual differs from habit

"Fake it until you make it’ suggests that performing the right action will eventually lead to the right mindset or intentions. The underlying assumption is that the rightness of an action is separate from the character of the person doing it. How﻿ever, a ritual cannot be performed insincerely. A fake ritual is not a ritual at all, no matter how much it looks like one. For example, pretending to love another human won't work, because 'loving' means doing it for real. You may know when laughter is appropriate, but if you fake it, the ritual will fail.

You can’t fake it until you make it

For a life of harmonious ease, find the rhythm in the everyday: make your world your temple and submit to its sacred ritual

How to set yourself free with ritual | Psyche Guides

Sometimes we cross into situations and circumstances where we need to change ourselves.  If you are the one who is tied up following the same routine or stressed with your poor lifestyle then it's the right time to change yourself.  Sometimes Changes are necessary because you can't live forever in your comfort zone. Once in a life you have to take risks for a better life.  So here is to help you with another interesting article that will help you in changing your life in a short period of time so you can do much better.

8 Best Ways To Change Your Life 

The first and the most important step for making your life more blissful is to remove all your toxic friends and people from your life. Toxic people's are just like keeping an active bomb always with you and you don't when it will blast and how much it will damage you.  Toxic people are the main source of negativity and stress in your life so don't ever think once before breaking the relationship with them. It's better to stay alone rather than living with a person who always thinks negatively and makes you stressed.

1. Remove toxic people

First thing that you have to do is <a href="https://inspirationalblogs45.blogspot.com/2021/05/How-to-set-goals-and-achieve-them.html">set some goals </a> in your life because a goal is necessary.  Stick to your goals if you have decided to do something then don't step back, don't run from problems faced with them with courage.  Problems will make you stronger, so stick to your goals don't be afraid to take risks because sometimes risk can bring success in your life.

2. Stick to your goals

It's said that one who learns from his previous mistakes creates history and one who can't becomes history.  So <a href="https://inspirationalblogs45.blogspot.com/2021/06/Learn-from-your-mistakes.html">learn from your own mistakes </a> and try to not repeat them to get a better result in your life.  Mistakes are the staircase to success, so don't use them as a burden , use them as your stairs and believe me no one can stop you from achieving your goals.

3. Learn from your previous mistakes

Don't be impatience because success requires a lot of patience, hardwork and <a href="https://inspirationalblogs45.blogspot.com/2021/10/How-dedication-leads-to-success.html">dedication </a>.  Don't give up too early, you must have enough courage to fight through your failures.  It hardly matters how much effort you put into your work if you are impatient in life.  Success requires time and a lot of hard work so don't be afraid when you meet with failure, figure out your mistakes and try once again.

4. Believe in process

<a href="https://inspirationalblogs45.blogspot.com/2022/06/daily-routine-for-successfull-life.html">Daily routine </a> plays an important role in our life. Whatever we do reflects our future so in order to improve our future we have to make our present better.  Improving your day to day routine is quite tough as you are starting from the scratch but one you manage to build a productive daily routine then believe me success is yours.

5. Build a new daily routine

It's said that a healthy mind lives in a healthy body and the best way to make yourself healthy is to invest your time in yoga and exercise.  Exercise and yoga are the best ways you can make your body fit, as it gives you energy so you can work more effectively.

6. Invest your time in health

Stress and anxiety are common in today's society and are the main source of negativity of today's society.  See our life is too short and we can't waste it in being stressed and anxious, life is for enjoyment not for taking stress.  So <a href="https://inspirationalblogs45.blogspot.com/2021/08/18-effective-ways-to-reduce-stress-from-your-life%20.html">cope up with your stress </a> , control your emotions because a man who can't control his emotions can't achieve anything in life.

7. Cope your stress and anxiety

Books are the main source of knowledge. A single book is enough to indicate to you the best tips to lead a happy life.  Start reading books today because they will never disappoint you with knowledge they will always make you learn something new.  So start reading books. If you can't read books then go for audiobooks and podcasts that are available on YouTube and Google podcasts.  Start your life journey and make yourself a better person in life.

8. Read new books

Life is all about learning new things and changing yourself for a better future. So if you are stuck up with your daily routine and want to make yourself a better person then surely you must follow the tips.

Conclusion 

There are many ways to change your life. Learn more about the ways to change your life and make it better.

Being inspired is a very tough task . But not the impossible one , introducing you the best and evergreen blog that will make you inspired everyday .we will provide you the quality of content just for free

8 best ways to change your life 

"One key to success is to have lunch at the time most people have breakfast."

I woke at noon and saw no reason to get out of bed. It was a Wednesday. I had been drinking wine until 5 a.m. that morning at the publishing industry living room party, my weekly routine. Eventually…

productivity

Productivity

How to Create a Bulletproof Morning Routine

<ul><li>Money is a medium by which earthly success is measured.</li><li>Money makes possible the enjoyment of the best the earth affords</li><li>Money is plentiful for those who understand the simple laws which govern its acquisition.</li><li>Money gives you ultimate freedom of what you want to do when you want to do it, how much you want to do it, and with whom you want to do it.</li></ul>

Money!💵

We do not wish to go on year after year living the same lives. Working, working, working! Getting nowhere.A man's wealth is not in the purse he carries. A fat purse quickly empties if there is no golden stream to refill it.

#1. The Man Who Desired Gold🪙

Learning is of two kinds:<ol><li>The things we learned and knew.</li><li>The training taught us how to find out what we did not know.</li></ol>"When a youth comes to age for advice he receives the wisdom of years".

#2. The Richest Man In Babylon💸

<ul><li>Pay yourself first(Money acquisition)-  A part of all you earn is yours to keep. It shouldn't be less than a tenth no matter how little you earn.</li><li>Every fool must learn(Invest wisely)- He who takes advice about his savings from one who is inexperienced in such matters shall pay with his savings for proving the falsity of their opinion.</li><li>Make gold work for you(Reinvest)- First, get you an army of golden slaves and then many a rich banquet may you enjoy without regrets.</li></ul>

3 Most Important Learning:🌿

Opportunity is a haughty(proud) goddess who wastes no time with those who are unprepared.

<ul><li>Start your purse to fattening(Start Saving): For every ten coins I put in, to spend but nine. </li><li>Control your expenditure (Budget Expenses): What each of us calls our 'necessary expenses' will always grow to equal our incomes unless we protest to the contrary.</li><li>Make your gold multiply (Invest):  A man's wealth isn't in the coins he carried. It's the golden stream that continuously flows.</li><li>Gaurd your treasure from loss (Reinvest wisely): Gaurd your treasure from loss by investing only where your principal is safe, where it may be reclaimed if desirable and where you will not fail to collect a rental.</li></ul>

#3. Seven Cures For A Lean Purse👜

<ul><li>Make your dwelling a profitable investment (Own your own house): Thus come blessing to the man who owned his own house. And greatly will it reduce his cost of living.</li><li>Ensure a future income: Provide in advance for the needs of your growing age and the protection of your family.</li><li>Increase your ability to earn (create multiple sources of income): Preceding accomplishment must be desired. Your desire must be strong and definite. The more wisdom we know, the more we may earn.</li></ul>

<ul><li>Good luck fled from PROCRASTINATION.</li><li>To attract good luck to oneself, it is necessary to take advantage of the opportunity.</li><li>She is ever anxious to aid those who please her. Men of action please her.</li></ul>Men of action are favored by the goddess of good luck.

#4. Meet The Goddess Of Good Luck🍀

"Gold is reserved for those who know its laws and abide by them".<ol><li>Gold comes to those who will put by not less than one-tenth of their earnings to create an estate for the future.</li><li>Gold labored diligently and contentedly for the wise owner who finds for it profitable employment.</li><li> Gold clings to the protection of the cautious owner who invests it under the advice of men wise in its handling.</li><li>Gold slips away from the man who invests it in business or purpose with which he isn't familiar.</li><li>Gold flees the man who would force it to impossible earning or who followed the alluring advice of tricksters.</li></ol>

#5. The Five Laws Of Gold🧑‍⚖️🪙

In the strength of your own desires is magic power. Guide this power with your knowledge of the five laws of gold

To earn wealth is but a slight burden upon the thoughtful man. Bearing burden consistently from year to year accomplishes the final purpose.

If you desire to help your friend, do so in a way that will not bring your friend's burden on you."Better A Little Caution Than  A Great Regret"

#6. The Gold Lender Of Babylon💰

We can not afford to be without adequate protection.

#7. The Walls Of Babylon🧱💴

<ul><li>Ill fortune pursues every man who thinks more of borrowing than of repaying.</li><li>The soul of a free man looks at life as a series of problems to be saved and solved. while the soul of a slave whines.</li><li>Where the determination is, the way can be found.</li></ul>

#8. The Camel Trader Of Babylon🐫

Work: <ul><li>Better to treat it like a friend, make yourself like it.❤️</li><li>Some men hate it, some make it their enemy.😒</li><li>Work, well-done, does good to the man who does it. It makes him a better man.👸</li><li>Decide what you desire to accomplish and then work will aid you to achieve it.🤞</li></ul>

Final: The Luckiest Man In Babylon💪🧑‍💻

This was the first book I had read on finances and this is a magnificent work. 💖You will get to learn the basic yet most important concept about money 💰and how to manage it form the age-old wisdom of one of the richest civilizations.🪙

The Richest Man in Babylon, based on "Babylonian parables", has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In simple language, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. A celebrated bestseller, it offers an understanding and a solution to your personal financial problem. Revealed inside are the secrets to acquiring money, keeping money, and making money earn more money. Gold Edition includes bonus material: The Magic Story by Frederick Van Dey. The Magic Story: My task is done. I have written the recipe for "success." If followed, it cannot fail. Wherein I may not be entirely comprehended, the plus-entity of whosoever reads will supply the deficiency; and upon that Better Self of mine, I place the burden of imparting to generations that are to come, the secret of this all-pervading good, - the secret of being what you have it within you to be. It is claimed that many who read or hear this story almost immediately begin to have good fortune - so it is worth a few minutes of your time to find out if it works for you?

The Richest Man in the Babylon. This book deals with the personal success of each of us. Success means results coming from our efforts and ability. A good preparation is the key to our success. So keep a part of what you earn with yourself. From the benefits of saving to the essentials of getting rich, this collection of educative Babylonian fables gives you timeless information on how to make money. It guides to getting rich, attracting good fortune and the five golden rules. As a guide to understanding hydro-wealth and a powerhouse has been inspiring readers for generations. You know that Babylon became the richest city of the ancient civilization because it had reserved part of its earnings for the future. Thats why citizens got everything they wanted. How can you always keep your wallet heavy, the author has taught very beautifully on this topic.

George Samuel Clason, also known as George S. Clason. George Samuel Clason was born in Louisiana, Missouri, and died in Napa, California.During his eighty two years he was a soldier, businessman and writer. He served in the United States Army during the Spanish-American War.Clason started two companies, the Clason Map Company of Denver Colorado and the Clason Publishing Company. The Clason Map Company was the first to publish a road atlas of the United States and Canada, and did not survive the Great Depression.George Clason is best known for writing a series of informational pamphlets about being thrifty and how to achieve financial success. He started writing the pamphlets in 1926, using parables that were set in ancient Babylon.

George S. Clason

The Richest Man In Babylon

The Richest Man In Babylon & The Magic Story

In recent times ,with the loads of access of anything on internet in few seconds, teens got to expose to the outer world in some way or other & due to their curiosity they eventually some day started watching romance to adult situations .<ul><li>(UNESCO 2012) Students commonly self-report experiencing ongoing stress relating to their education, which we refer to as academic-related stress, like pressure to achieve high marks and concerns about receiving poor grades.</li><li>For Adults,on-time submission, deadlines, etc.</li><li>But problem starts when they misdirected to porn and use masturbation to relief stress. </li></ul>

Why Teens Do This Mostly? Why Masturbation Is Bad?

It's very bad for human health because.<ul><li>It causes erectile dysfunction (Research based)</li><li>Keep having lustful thoughts all over day which reduces productivity in REAL work. </li><li>Blood flows continuosly or many times a day in penis resulting in "LACK of energy" throughout day in body.</li><li>Which ultimately stops the overall BODY GROWTH specially if adolescent, and muscle growth if adult.</li><li>Not been able to make eye contact or converse properly with opposite gender because keeping imagining situations like porn in real life .</li><li>Work efficiency decreases & mind becomes unstable having lewd thoughts all time. </li></ul>

Why It's A Curse To Human Being

When someone masturbates/uses porn material to get relief from stress, it gives our brain a signal of small dopamine dose or we can say "Easiest way to cope up with stress" Due to which this ACTION started to turn into HABIT & eventually to ADDICTION. Because ADDICTION of anything is harmful. It's not easy to recover from it in minimum time. But there are ways we can adopt ,minimising this addtion & eventually get rid of this.

Why Is It Difficult To Give Up On Masturbation? 

<ul><li>We cannot place FULL STOP in any habit or addiction instantly.</li><li>One has to take step-by-step small but effective actions to resolve those(mostly within 21days) </li><li>By following below methods & techniques and one'll start experiencing great changes in their body with getting rid of this habit. </li></ul>

How To Stop 

First of all, identify the triggers that leads you to fap or watch porn. For some it can be a romantic scene, their "type" of person(attractive stimulation),magazines, things you follow , etc<ul><li>Now, Remove them instantly if possible.</li><li>After removing , find things or work that gives you "GOOD VIBES" and place them in your surroundings. Eg-Plants, PlayStation , chess, etc. </li><li>Or engage in work that gives you "SATISFACTION" after doing eg-planting sapling & taking care of it everyday.</li><li>Just make sure they are not at all related to TRIGGERS .</li><li>And practice these type of activities "EVERYDAY"</li></ul>

1)Remove The "TRIGGERS

<ul><li>Till now, whatever you have done is done. It's time to do Work.</li><li>Start with some mild exercising, yoga, or play your favourite outdoor games & focus on your body cleanup.</li><li>By keeping your body clean, fresh and active it will help body & mind energetic and motivated throughout day.</li></ul>

2) Keep Yourself CLEAN

<ul><li>Do Anything related to your goal, interest and productive but not a bit towards "TRIGGERS" all day.</li><li>By being BUSY , your thoughts,mind will be focussed at one work at a time throughout day, exhausted till night & not having energy or motivation to be directed to porn. </li><li>Aim for "big goals" ,divide it in small goals and achieve them daily.</li><li>Give yourself small "rewards" for every achievement at the end of day.</li></ul>

3) Be BUSY(most important) 

It's okay if you can't control it completely . Don't stress it or regret that you're now failed & never'll be able to drop this habit. <ul><li>"Widen the Time interval gap between 2 masturbation everytime with double the time before". </li></ul>Example-If you have did it, (say in 2 days)<ul><li>Just DON'T REPEAT SAME in same interval of time i.e. not again in 2 days, minimum after 4 day.</li><li>Again, follow above methods.</li></ul>When gap reaches 21 days, that's the victory.

What To Do If Did It Again? 

"Masturbation only gives you temporary satisfaction and regret for later"

"Masturbation" is a serious habit or addiction to some, becoming common in teens, needs to be REMOVE to be healthy & achieve success. 

How to STOP masturbating ? 

self-care is a way to express your love and emotions for yourself. It's a simple way to make yourself feel important. self-care is simply the act of caring about yourself by doing some simple tasks that make your mood better.

What Is self-care?

Self-care is important because :- <ul><li>It keeps you positive. </li><li>You are able to understand yourself. </li><li>It makes you happy. </li><li>It helps in reducing stress and anxiety. </li><li>Self-care makes you more valuable in your own eyes. </li> </ul>

Why Is self-care Important?

In this busy world you must have some time for yourself, continuously working for months and not giving time for yourself makes you stressed and frustrated. Take out some time for yourself. It can be Saturday or Sunday because most of the people stay free during these days.  Start doing self-care with these 10 ways that will make you relax and refresh

10 ways to do self-care

Why is self care important? How to practice self care? What does self care mean? Get the most common questions answered in this self care guide.

All You Need To Know About Self Care.

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