Goals are well-intended but easily forgotten. How you spend most of your days defines your life, not the moments on the weekend you remember to exercise, eat consciously, or call a friend. Goals get lost under the weight of emails and texts, looming deadlines, conflicts you dread handling, urgent problems that must be addressed, and people who must have your attention right now.
Good habits are the key to success. If you have goals that don't seem to be getting any closer, it's because you haven't developed your habits. With every year that passes, you find yourself stuck in the same place. Struggling professionally. Nowhere near your ideal body. Without the social life you're after.
Create a Household Budget: the best habit to help you save money. A household budget helps to encourage frugality and discourage impulse spending. You’ll feel more motivated to engage in other good financial habits once you’ve got this in place.
Financial Audits. This involves frequent checks as to whether you’re spending your money as wisely as possible.