<ul><li>The person with most answers is considered smart,however it's not completely true .</li><li>The ability to ask complex questions and curiosity to find it's answer by critical thinking is the key to smartness .</li></ul>

Ask Questions 

<ul><li>Reading across genre is one of the most frequent thing smart people do.</li><li>Actually its their curiosity that makes them do it and temperament towards learning .</li><li>We should learn from this and adapt cross genre reading.</li></ul>

Read Across Genre 

<ul><li>Smart people know whom to prioritise,so they value mutual companionship .</li><li>Time spent with smart people is never wasted as you always have something to learn .</li><li>We should take time & efforts to hangout with them as it's an opportunity to learn new things.</li></ul>

Hangout With Smart People 

Hi ,I'm shafin , a 18 years old student posting content here on various genre ,make sure you stay ,if you like my work do share it with others .

<ul><li>Smart people know the value of words ,so they think before speaking .</li><li>This makes their words more listenable & dominant because they make more sense .</li><li>It's always better to speak less than to speak/create blunders .</li></ul>

Take Time To Think

<ul><li>Smart people don't set unrealistic goals but they know what they want from workout.</li><li>They excercise frequently to maintain a good balance between physical & mental health as both are related to some points .</li><li>They do it for the dopamine hit & enjoy the process over results which takes time .</li></ul>

Excercise Frequently 

<ul><li>Eating healthy is essential for maintaining a good wellbeing </li><li>Smart people understand this and eat healthy food over junk.</li><li>Its their eating choices that makes them smart .</li></ul>

Prioritise Eating Healthy

<ul><li>Anoting things that matters is essential,& smart people understand this .</li><li>They keep a diary with them so that they can be more accountable to things related to them .</li><li>A diary makes things easy as everything is structured.</li></ul>

Keeping a diary

<ul><li>Smart people don't get bothered by what perception people will have about them/work.</li><li>They experiment and learn from them . They have a tendency to learn from their mistakes & experiences.</li></ul>

Do Something New , Even It's Imperfect .

<ul><li>Smart people don't keep knowledge limited to reading ,they apply it and take benefits from them .</li><li>Once something works for them they share it with others who needs it ,via any resource </li></ul>

Apply & Share Knowledge.

<ul><li>Smart people are super selective in terms of what they want from something.</li><li>They prioritise things that actually add value .</li><li>They avoid unnecessary efforts & say no to unrequired things.</li></ul>

Be Selective In What You Put Efforts In.

<ul><li>They understand the importance of work and its quality .</li><li>So smart people take rest breaks between work to feel refreshed & maintain certain quality.</li><li>Their criteria is qualitative work over quantitative.</li></ul>

Take Short Break At Work

<ul><li>Smart people stay organized as it becomes easy to stay accountable of things and events.</li><li>They take it as an initiative towards improving themselves.</li><li>This is how they avoid messy situation.</li></ul>

Learn How To Be Organised 

<ul><li>Smart people deeply observe behaviours of people around them.</li><li>It's a criteria for them to select whom to focus on .</li><li>They stay with People with whom they are comfortable & avoid others humbly</li></ul>

Study Others Behaviours 

<ul><li>This is what makes them smart .</li><li>They observe everything & makes perception </li><li>However ,they are smart to make it flexible. This is what makes them super adaptive .</li></ul>

Be Actively Observant.

15 Habits That Make You SMARTER Every Day SUBSCRIBE to ALUX: https://www.youtube.com/channel/UCNjPtOCvMrKY5eLwr_-7eUg?sub_confirmation=1 GET THE ALUX APP: https://alux.com/app iPhone: https://itunes.apple.com/app/id1575063699 Android: https://play.google.com/store/apps/details?id=com.alux Watch the keynote: https://youtu.be/bd4uVm2AYuY 15 Books People Read To Get Smarter: https://youtu.be/79X_yQMzHCE In this Alux.com video we will be answering the following questions: What are the habits of smart people? What habits are making you smarter? What habits benefit you the most? What are the most valuable habits you should have? - Get Rich Playlist: https://www.youtube.com/playlist?list=PLP35LyTOQVIsxb5Mf-Pr1xHJMZPtdIX8q Take Action Playlist: https://www.youtube.com/playlist?list=PLP35LyTOQVIuhLj_V6ThqHhVN52kozybm All Sunday Motivational Videos: https://www.youtube.com/playlist?list=PLP35LyTOQVItYEFKYW1WdjcHFuXt0s5h- Book Club: https://www.youtube.com/playlist?list=PLP35LyTOQVIvGYVKBE8qEwmP-S_Z7i0lL - Social Media: https://www.instagram.com/alux/ https://www.facebook.com/alux https://www.twitter.com/aluxcom --- Alux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8 -- To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/

personaldevelopment

Personal Development

moneyandinvestments

Money & Investments

habits

Habits

15 Habits That Make You SMARTER Every Day
SUBSCRIBE to ALUX: https://www.youtube.com/channel/UCNjPtOCvMrKY5eLwr_-7eUg?sub_confirmation=1

GET THE ALUX APP: https://alux.com/app
iPhone: https://itunes.apple.com/app/id1575063699
Android: https://play.google.com/store/apps/details?id=com.alux
Watch the keynote: https://youtu.be/bd4uVm2AYuY

15 Books People Read To Get Smarter: https://youtu.be/79X_yQMzHCE

In this Alux.com video we will be answering the following questions:
What are the habits of smart people?
What habits are making you smarter?
What habits benefit you the most?
What are the most valuable habits you should have?


-
Get Rich Playlist: https://www.youtube.com/playlist?list=PLP35LyTOQVIsxb5Mf-Pr1xHJMZPtdIX8q

Take Action Playlist: https://www.youtube.com/playlist?list=PLP35LyTOQVIuhLj_V6ThqHhVN52kozybm

All Sunday Motivational Videos: https://www.youtube.com/playlist?list=PLP35LyTOQVItYEFKYW1WdjcHFuXt0s5h-

Book Club: https://www.youtube.com/playlist?list=PLP35LyTOQVIvGYVKBE8qEwmP-S_Z7i0lL
-
Social Media:
https://www.instagram.com/alux/
https://www.facebook.com/alux
https://www.twitter.com/aluxcom
---
Alux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content!

Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today!

SUBSCRIBE so you never miss another video: https://goo.gl/KPRQT8
--
To see how rich is your favorite celebrity go to: https://www.alux.com/networth/
--
For businesses inquiries we're available at:
https://www.alux.com/contact/

www.Alux.com is the largest community of Luxury & Fine Living enthusiasts in the World. Alux a world-wide recognized Authority when it comes to ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more as the Go-To resource in terms of luxury content!

Alux.com is more than a "magazine", it is a social platform where people passionate about what it means to live an elegant, beautiful and successful life, come to enjoy, share and discuss their own take on luxury.

Alux.com

15 Habits That Make You SMARTER Every Day

The old school method of job progression is dead for two reasons:<ul><li>Job security is dead, no more staying at the one company forever.</li><li>The internet and technology has created the means for much more flexible work styles.</li></ul>

The Death Of Job Security

Entrepreneurship is like dating – failures are unavoidable and are a part of learning. What matters most is resilience.If the pursuit of a risky dream imparts useful business skills along the journey, then even in the worst case, the pursuer ends up learning useful skills.

That Risky Dream

<ul><li>Street smarts & practice, where you’ve learned it “in the real world” and know how to apply it. Only learned by doing it.</li><li>Theoretical, abstract knowledge you get from books and school that doesn’t have a tie to your experience and the real world. Harder to apply.</li></ul>

Two Kinds Of Knowledge

Impact requires venturing into the unknown (whose risk most people avoid) and leadership (which acts as a multiplier of impact).Four steps:<ul><li>Get financial stability: Get rid of debts, and have some savings.</li><li>Create room for experimentation: Figure out a job schedule which allows for experimentation</li><li>Begin experimentation: Use money from step 1 to experiment around (while keeping the source of money around)</li><li>Strike out on your own: Either as a part of the current organization or on your own, follow the direction set by a successful experiment from step 3</li></ul>

Making An Impact: On Your Own

Two powerful questions for making connections and providing value to people:<ul><li>What’s most exciting for you right now in your life/ business?</li><li>What’s challenging for you in your life/ business right now?</li></ul>

The Two Questions

Great networking is not about the back-and-forth, it’s about giving with no expectation of anything in return.There are two basic ways to find great connections<ul><li>Find people with great future potential and help them in reaching their goal</li><li>Add some value to the life of someone who is already established (common areas being personal finance, relationships, health, hobbies, and causes or a specialized skill which could be of use to the receiver) or connect them to someone where a connection could create a win-win potential for both parties</li></ul>

Making Worthwhile Connections

The general perception of marketing is that it’s sleazy and manipulative, the reality is that good marketing is making your potential customers know about you (or your company).A lot of businesses fail because they are not able to reach out to the right customers.

Marketing: Don't Let Your Company Remain Obscure

People don’t talk about the best-writing author; they talk about the best-selling author.

<ul><li>One can get better at a particular craft but being able to sell oneself is equally important (successful people in a craft are not always the best individuals of that craft).</li><li>Success is a skill – it consists of the skill of marketing, the skill of sales and skill of leadership.</li><li>Sales are about knowing what customer needs and if you have a good solution/product, offering it.</li><li>Leadership is about being able to influence (not manipulate) people not control them.</li></ul>

Sales As A Leadership Skill

Learning as an adult: Adults need a reason to learn something, they are involved in planning as well as evaluation, more interested in subjects having immediate relevance, more interest in problem-oriented (as oppose to content-oriented), and prefer more self-directed education (as oppose to taught).

Investing for Success: Learning

Your brand is what people think about when they hear your name.One should have a website under his/her name to establish the brand.<a href="http://scobleizer.com/">Robert Scoble</a> started blogging when there were ~200 blogs in the world. Worked in NEC sales dept, eventually hired by Microsoft and that did not go well. Currently, working as the public face of Rackspace. His biggest credential being able to build his professional presence at the right time.

Building Your Brand

<ul><li>An entrepreneurial mindset focuses on contribution, outcome and moves towards big decisions even without authority.</li><li>The employee mindset, on the other hand, focuses on entitlement, output, and turns away even from small decisions.</li><li>Entrepreneurs see current circumstances as temporary, but employees seem them as permanent.</li></ul>

Entrepreneurial vs. Employee Mindset

Entrepreneurial mindset people carve out their path as oppose to working on the path carved out by someone else.<a href="https://en.wikipedia.org/wiki/C%C3%A9sar_Ritz">Caesar Ritz</a> started as a waiter, but he looked at himself in a waiter role, as a transitional point, to hotel manager one day.<a href="https://en.wikipedia.org/wiki/Louis_Marx">Louis Marx</a> fought hard with his employer (Ferdinand Strauss) to shut down the retail business and focus solely on toy manufacturing. He failed, so, he left and started his own company (Louis Marx and Company) which became the largest toy manufacturer in 1920s.

Work Yourself Out Of Your Job, To Take A Bigger Role

Move out of that bad job and do something on our own.

Some of the smartest, most successful people in the country didn’t finish college. None of them learned their most critical skills at an institution of higher education. And like them, most of what you’ll need to learn to be successful you’ll have to learn on your own, outside of school. Michael Ellsberg set out to fill in the missing pieces by interviewing a wide range of millionaires and billionaires who don’t have college de­grees, including fashion magnate Russell Simmons and Facebook found­ing president Sean Parker. This book is your guide to developing practical success skills in the real world: how to find great mentors, build a world-class network, make your work meaningful (and your meaning work), build the brand of you, and more. Learning these skills is a necessary addition to any education, whether you’re a high school dropout or graduate of Harvard Law School.

career

Career

education

Learning & Education

books

Books

Some of the smartest, most successful people in the country didn’t finish college. None of them learned their most critical skills at an institution of higher education. And like them, most of what you’ll need to learn to be successful you’ll have to learn on your own, outside of school.Michael Ellsberg set out to fill in the missing pieces by interviewing a wide range of millionaires and billionaires who don’t have college de­grees, including fashion magnate Russell Simmons and Facebook found­ing president Sean Parker.This book is your guide to developing practical success skills in the real world: how to find great mentors, build a world-class network, make your work meaningful (and your meaning work), build the brand of you, and more. Learning these skills is a necessary addition to any education, whether you’re a high school dropout or graduate of Harvard Law School.

Michael Ellsberg

The Education of Millionaires

There is a complete loss of confidence in the space. Bitcoin and other cryptos are plunging, and companies such as Coinbase are announcing layoffs. However, cryptos are falling sharply because they are being hit by the same factors impacting stocks and other assets. Consumer prices are surging, and the Federal Reserve is hiking interest rates to bring down inflation.

The cryptocurrency world is in chaos

Since Bitcoin hit an all-time high in November, the value of the world's most popular digital currency has fallen by about 70%, Ether is down by around 70% this year, and so is Dogecoin. Bitcoin's backers have always claimed the digital currency would be an "inflation hedge," but it hasn't behaved that way. Instead, this crash in crypto prices shows that cryptocurrencies are primarily speculative financial assets subject to macroeconomic forces.

Cryptocurrencies are by and large speculative financial assets

It's been a rude awakening for the millions of people who bought cryptocurrencies. 2021 was the height of digital currencies, which swelled to $3 trillion. Today, the total value of the crypto market has been shaved to about $1 trillion. Some backers of cryptocurrencies still believe a "crypto winter" could lead to a "crypto spring." In the past, deep downturns have led to strong rebounds.

What is means for those who got into cryptos

The increase in amateur investors, combined with the growing complexity of some of the cryptocurrency products, are worrying regulators as they want to prevent people from being taken advantage of. Crypto markets are still fairly new and there is no clarity on who is in charge of overseeing the space. At the moment, both the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) claim oversight of parts of the crypto market.

Regulations on the sector

Bitcoin and other cryptocurrencies are plunging. Here's what to know about a market that just a few months ago was being touted as the future of finance.

crypto

Cryptocurrency

Discover the world of business and economics.

economics

Economics

Why cryptocurrencies have gone from the next hot thing to a full-on meltdown

Today we are living in generation where spending money is like hand scum.We all need to control on money the things we don't need we don't have to buy them because after all we are buying expensive things for people who we want to show off I would like to remind you the best scene from "fight club" where Brad pitt aka tyler durden tell us about money things.Advertising has us chasing cars and clothes, working jobs we hate so we can buy things we don't need, and the things you own, end up owning you

Spend Your Money Wisely 

Yes it's true there is no shortcut to make money or there is no tool to make your money double but yes i can say it is possible to make this system but all you need to do is hardwork to create the automation system. gambling is Devil things you betting for double but actually there is secret whatever you own by winning you stay motivated by greed.

Gambling Can Finish You

Today we are living in illusion that if we have money we can do anything but in reality we all know money is just a paper and just a source to control or substance of lifestyle that's why we can buy insurance but not safety, comfortable bed but not sleep,good doctor but not health. This is just small example we can not buy with money in this material world.

Money Is Not Everything 

Trusting people blindly is just that you are buying a product with knowing it and you put your expectations higher on the person but the person is not actually capable of handling the expectations of yours and soon it breaks up your heart and then finding difficulties in the trust section in a human relationship.Don't expect much from the people,Always keep an impression of acceptance,Trust is the important impression for you so see all the things and then think about trusting it.Don't be nice to everyone. And don't certainly trust everyone. Do things for yourself.

Never Trust Blindly 

Anyone who thought the rise of remote and hybrid work would would be the downfall of teamwork has probably changed their tune by now. The truth is, teamwork is more important than ever.Here is some some benefits of teamwork and it will help you to win1.Better problem solving 2.Increased potential for innovation3.Happier team members4.Enhanced personal growth5.Less burnout6.More opportunities for growth7.Boosted productivity8.Smarter risk taking9.Fewer mistakes10.Expanded creativity

Teamworks Make You Win

This things are basic but too meaningful.

teamwork

Teamwork

leadershipandmanagement

Leadership & Management

5 lessons from squid game 

The idea behind a designated worry break is not to succumb to all the stress, but to concentrate your worrying time into a productive “session” of sorts. Stressful thoughts find a way to intrude and disrupt your daily life. By scheduling a separate chunk of time to address them all, you’ll be able to focus on other things throughout your day.

Why?

Choose your time to stress. Mark it in your calendar, set a reminder, and don’t bail on yourself. To start out, carve out 15 or so minutes once a week.When your scheduled worry break rolls around, it’s time to stress. But the key is to stress constructively.Try to get your worries down in words. Writing them down in list form is daunting, but an excellent practice in perspective. It helps to take abstract, overwhelming emotions surrounding each stress item, and then transforms them into what is bothering you on a more concrete (and manageable) level.

Choose Time

Next, dedicate time to each item on your list. Circle the ones that are ostensibly in your control. For instance, “my purpose in life” is a tad too abstract to tackle in this 15 minute session. However, something like “making time for my family” is a starting place for creating actionable solutions. For each stress item, try to brainstorm several potential solutions, e.g. “ask ____ for help” or “schedule a proper date night.”Not every source of stress has an actionable solution; in fact, a lack of obvious solutions is probably the source of a lot of your stress.

Dedicate Time and Write

As you get used to attending to your stressful thoughts, here are some guiding questions to ask yourself:<ul><li>Is this worry within my control?</li><li>What aspects of this concern are in and/or out of my control?</li><li>What mental hang-ups are making this stress worse?</li><li>How would I approach this if I had unlimited time and resources?</li><li>What is getting in the way of me overcoming this hurdle?</li><li>How do I really feel about this stress?</li><li>What is the ideal outcome in this situation?</li><li>What is a first step I can take?</li></ul>

Questions to guide your worry break


marketingandsales

Marketing & Sales

health

Health

communication

Communication

Why You Should Schedule Your Stress

The Bet That Proved Passive (Index) Investing is Superior to Active Management

Gambling Verses Investing

Warren Buffett the CEO of Berkshire Hathaway is one of the most successful investors of all time, he is also known as the “Oracle of Omaha.”

In a 2005 letter to the shareholders of his company wrote that active management professionals (hedge fund managers) not outperform individuals who used a passive (index) investing strategy over a ten-year period. To prove his sincerity in this belief he offered $500,000 (for charity) to anyone willing to accept his challenge.

Warren Buffett believed the large fees from active managers was not worth the cost. That in fact the exorbitant fees only enrichen the finance industry and hurt the consumer.

In 2007 hedge fund manager Ted Seides accepted the challenge. Buffet chose a low-cost Vanguard S&P fund and Seides picked five funds-of-funds with interests in more than 200 hedge funds to go up against Buffett. The official amount for the bet was 1 million dollars.

In December 2017, Buffett claimed victory, noting that the final tally has been an “eye-opener.” Buffett’s pick of a Vanguard S&P index fund delivered an average annual return of 8.5% compared to the fund-of-funds’ 2.4% average annual gain.

By the end of the bet on the $1 million invested in the funds chosen by Seides would have gained $220,000 in the same time period that Buffett’s low-fee investment would have earned $854,000.

Any individuals who invested in these hedge funds also lost out on making money. While at the same time the individuals running the hedge funds enjoyed “earning” their outrageous fees.

“Performance comes, performance goes, fees never falter.”-         Warren Buffett

Warren Buffett pointed out that:·        Making money on the stock market; "Does not require great intelligence, a degree in economics or a familiarity with Wall Street jargon."·        "What investors then need instead is an ability to both disregard mob fears or enthusiasms and to focus on a few simple fundamentals."·        "Stick with big, 'easy' decisions and eschew activity.”·        Buffett also sought to make it loud and clear that he doesn't think the exorbitant fees that hedge funds charge are worth it.

Buffett acknowledged a lesson learned from an interesting plot twist over the course of the bet.·        At the outset of the wager, Buffett and Seides bought about $300,000 worth U.S. Treasury bonds, widely considered a safe investment.·        The expectation was that the bonds would grow to about $1 million at the end of the decade, and the winner would claim the prize pool for charity.·        But, the bonds gave back "pathetic" returns, Buffett wrote.

Bonds

·        "Bonds had become a dumb -- a really dumb -- investment compared to American equities" or stock, he said.·        So, in 2012, Buffett and Seides dumped their Treasury bonds and used the money to buy B-class shares of Buffett's Berkshire Hathaway (BRKB).·        By the end of the bet, the Berkshire shares were worth $2,222,279 -- about $1.2 million more than they'd hope to earn with the bonds.·        In short, the "purportedly 'risk-free' long-term bonds" ended up being a "far riskier investment" than common stocks.

Bonds  Continued

Warren Buffett gave $2.2 million to the charity Girls Inc. of Omaha, Nebraska, after winning a 10-year bet that hedge fund managers couldn’t beat the stock market average, reports the Omaha World-Herald.

John Clifton "Jack" Bogle (May 8, 1929 – January 16, 2019) was an American investor, business magnate, and philanthropist. He was the founder and chief executive of The Vanguard Group, and is credited with creating the first index fund. An avid investor and money manager himself, he preached investment over speculation, long-term patience over short-term action, and reducing broker fees as much as possible. The ideal investment vehicle for Bogle was a low-cost index fund held over a lifetime with dividends reinvested and purchased with dollar cost averaging.

“If a statue is ever erected to honor the person who has done the most for American investors, the hands down choice should be Jack Bogle.”-         Warren Buffett

For more insight and information on passive (index) investing a good source is Jack Bogle’s book:<ul><li>Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor</li></ul>

“Net return is simply the gross return of your investment portfolio less the costs you incur. Keep your investment expenses low, for the tyranny of compounding costs can devastate the miracle of compounding returns.”-         John C. Bogle

“Wise investors won't try to outsmart the market.”-         John C. Bogle Attempting get rich schemes may very well lead to going broke quickly.Trying to get rich quick is gambling it is not investing.

Attempting get rich schemes may very well lead to going broke quickly. Trying to get rich quick is gambling it is not investing.

Understand yourself and those around you.

psychology

Psychology

Investing Verses Gambling

Many of the most highly successful people in the world I have spoken to attribute a singular focus -- a commitment to the pursuit of one main goal or arena -- to their success.In fact, it's how we often determine success. Historically, renaissance men who were well-rounded in a number of pursuits were well-regarded for the breadth of their knowledge and endeavors. Now, we often equate success with being the best or amongst the best in a peer groupsSo, how can you stay focused in a world with so many distractions?

Warren Buffett and Bill Gates's Top Secret to Success

When he was in college, accumulating $40,000 in college debt, he set a goal to have a $1 million net worth by age 30. Heknew exactly what his goal was. Then, he created a plan of milestones to achieve that goal, and it did not deviate from it until he had reached it. It's much easier for you to focus if you set a clear path for yourself up front and stay relentlessly committed to it.

Set a concrete goal or focus

Warren Buffett has had more success as an investor than any other individual in history. Daily, there are recommendations to act a certain way, but Warren says that he doesn't follow the path or the advice of other investors. He sticks to exactly the types of businesses he understands well and only acts on an investment if he feels there is a need to, which means he has made very few investments or "trades" over the course of his many decades-long investment career. If you know what works for you, you shouldn't be distracted by what others are doing.

Follow your own path

Albert Einstein famously said, "You have to learn the rules of the game. And then you have to play better than anyone else." These are incredibly powerful words in terms of focus. We are a society of taking action, but part of the focus should not just be doing, but really understanding the parameters of what you need to do, now and in the future. Buffett spends a significant portion of his time reading and very little time actually taking action. Learning and understanding the upfront and changing parameters of the market in which you are participating will aid your focus in the right place.

Know the rules of the game

There are so many distractions and opportunities in life, you have to constantly ask yourself if you are spending your time on your focus. If you find yourself pulled in different directions, get rid of some of your activities. When you are doing a task, ask yourself if it is in support of your focus. If it's not, let it go.You may not end up as wealthy as Warren Buffett or Bill Gates, but having a sincere focus on what you are trying to accomplish -- combined with a perseverance to stick with it day in and day out -- will make for an incredibly successful you.

Use a litmus test for your time

Successful people/ secrets 

We all have different preferences for when it's the right time to bring out the winter blankets. And the thermostat's setting often forms the basis of office arguments between women and men regarding the "correct" temperature for it to be set.Between the sexes, there are always more similarities than differences. But research does consistently show women prefer a higher indoor temperature to men. But is there any science backing up the widespread belief women "feel the cold" more than men?

Why Women Feel Cold More Than Men? 

#woman #sciencenews Yes, women might ‘feel the cold’ more than men. Here’s why We all have different preferences for when it's the right time to bring out the winter blankets. And the thermostat's setting often forms the basis of office arguments between women and men regarding the "correct" temperature for it to be set. Between the sexes, there are always more similarities than differences. But research does consistently show women prefer a higher indoor temperature to men. But is there any science backing up the widespread belief women "feel the cold" more than men? know answer here in this video... Know more about… Space : https://youtube.com/playlist?list=PLO6kTsDI4xfnAISJIMWKxkPoL9qoU9Hwv General knowledge : https://youtube.com/playlist?list=PLO6kTsDI4xfn6hHfyZBGiw-atw0its-7Q Science & Technology : https://youtube.com/playlist?list=PLO6kTsDI4xfmONVgfMhMbstBLpZuyJCP2 Health : https://youtube.com/playlist?list=PLO6kTsDI4xflrlYCGE0EIyWXoBoNG81-r 🙏Requests🙏 I requested to you (My viewers) please subscribe to my channel and if you like video then please press like button. All youtubers are doing hard work in video making and your like, Share, Subscribes are fruits for our hard works. You also follow me on: - Facebook: www.facebook.com/thetechers You can visit my Website : www.knowledgevaccination.blogspot.com This video is under Fair Use: Copyright Disclaimer Under Section 107 of the Copyright Act in 1976; Allowance is made for "Fair Use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non - profit, educational or personal use tips the balance in favor of fair use. All rights and credit go directly to its rightful owners. No copyright infringement intended. Sound credit : YouTube Audio Library Footage Credit : Storyblocks/Pixabay/Pexels Narration by : Joy Mukherji References : Thank you all of you...🙏

technologyandthefuture

Technology & The Future

#woman #sciencenews 
Yes, women might ‘feel the cold’ more than men. Here’s why
We all have different preferences for when it's the right time to bring out the winter blankets. And the thermostat's setting often forms the basis of office arguments between women and men regarding the "correct" temperature for it to be set. Between the sexes, there are always more similarities than differences. But research does consistently show women prefer a higher indoor temperature to men.

But is there any science backing up the widespread belief women "feel the cold" more than men? know answer here in this video...

Know more about… 
Space : https://youtube.com/playlist?list=PLO6kTsDI4xfnAISJIMWKxkPoL9qoU9Hwv

General knowledge : https://youtube.com/playlist?list=PLO6kTsDI4xfn6hHfyZBGiw-atw0its-7Q

Science & Technology : https://youtube.com/playlist?list=PLO6kTsDI4xfmONVgfMhMbstBLpZuyJCP2

Health : https://youtube.com/playlist?list=PLO6kTsDI4xflrlYCGE0EIyWXoBoNG81-r

🙏Requests🙏 
I requested to you (My viewers) please subscribe to my channel and if you like video then please press like button. All youtubers are doing hard work in video making and your like, Share, Subscribes are fruits for our hard works.
 
You also follow me on: - 
Facebook: www.facebook.com/thetechers
You can visit my Website : www.knowledgevaccination.blogspot.com

This video is under Fair Use: Copyright Disclaimer Under Section 107 of the Copyright Act in 1976;  Allowance is made for "Fair Use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.  Fair use is a use permitted by copyright statute that might otherwise be infringing.  Non - profit, educational or personal use tips the balance in favor of fair use.  All rights and credit go directly to its rightful owners.  No copyright infringement intended.

Sound credit : YouTube Audio Library
Footage Credit : Storyblocks/Pixabay/Pexels
Narration by : Joy Mukherji
References : 
Thank you all of you...🙏

Hi Friends,
In this channel, We provide you with Facts about Latest Space, Science & Technology research and information, Research based Health-related facts, General Knowledge facts, and many more. Your Information, Our Responsibility. 
Here I research a lot to make one video and Compress it in only 1-10 minutes video to gives you an instant knowledge boost. 
So friends Subscribe to my channel and watch my videos. Also, press the Bell icon to get new video notifications. And if you like videos, don't hesitate to tell your friends to subscribe to my channel. 
Because The Knowledge is Infinite.
Thank you in advance.

Sudhir Talati

Why WOMEN feel COLD more than MEN?

2022 is a year of inflation. It resulted from the huge disruption that Covid caused. The high inflation and low economic growth are all over the media. <ul><li>Inflation is getting higher</li><li>Stocks are down</li><li>People are starting to get fired</li><li>Companies are barely hiring</li></ul> Investment ads claim they have investment strategies to generate significant returns during inflation, yet famous hedge funds like Tiger Global are down 60%. So don't be seduced by investment ads that try to profit from fear and greed.

The current economic situation

When we're faced with economic problems, we can view them in two ways:<ol><li>Up-close perspective: Looking at inflation, interest rates, debt, consumer spending, joblessness, etc.</li><li>Broad perspective: Looking at long-term trends and historical patterns.</li></ol> Taking a step back for a broader view can teach us about what's happening now.

Look at the big picture

Periods of high growth and low growth are not uncommon. For example, look at how the world went from the great 1920s to the Great Depression in the 1930s. Investor Howard Marks discusses the concept of cycles in his book, Mastering The Market Cycle. He states that the economy grows, on average, at a consistent pace. The economy will get stimulated and make people take more risks and consume more. In turn, this period often causes inflation and slows things down. Recessions and slowdowns are normal. However, when you invest long-term, these fluctuations won’t harm you.

Periods of high growth and low growth

Avoid taking too much risk when the economy is booming. Likewise, avoid buying into things you don't understand. Things only become troublesome when you make bad investment decisions during periods of high growth. For example:<ul><li>You bought houses without income in the 2000s.</li><li>Or you bought stocks and crypto with borrowed money over the last year.</li></ul>

Tips on investing

When you recognise economic patterns, you'll know that the current trends are expected and normal. <ul><li>Knowledge. Learn more about how the economy and stocks work. When you have better knowledge of the history of finance, you won't fall for too-good-to-be-true investments. Read good books on personal finance that have stood the test of time.</li><li>Mindfulness. Knowledge will not give you full peace of mind, so practising some form of Mindfulness or Stoicism can help detach from money stress.</li></ul>

The economy is affected by various factors out of your control

It’s difficult to have peace of mind during periods of uncertainty, like the ongoing inflation. Here are some practical tips and perspective.

mindfulness

Mindfulness

mentalhealth

Mental Health

How to Have Peace of Mind During High Inflation - Darius Foroux

"In the casino the house always wins. In horse racing, the track always wins. In the Powerball, the state always wins. In the game of investing, the financial croupiers always win, and investors as a group lose. After the deduction of the costs of investing, beating the stock market is a loser's game."-John C. Bogle

Illusion That The Financial Industry Places YOUR Interests First

In order to not being a victim of the finance industry an individual must have a strategy. "The best way to implement this strategy is indeed simple. Buy a find that holds this all-market portfolio, and hold it forever. Such a fund is called an index fund. The index fund is simply a basket (portfolio) that holds many, many eggs (stocks) designed to mimic the overall performance of the U.S. stock market (or any financial market or market sector."-John C. Bogle

Investing Strategy

When a fund is actively managed, it employs a professional portfolio manager, or team of managers, to decide which underlying investments to choose for its portfolio. In fact, one reason you might choose a specific fund is to benefit from the expertise of its professional managers. (Firna Definition)It is very rare that an actively managed fund can beat average market returns in the long term. The reason for this is Fees. These fees include manager fees, brokerage commissions/transaction fees, and other hidden costs.

Actively Managed Funds

Where do actively managed fund fees come from? The answer is the consumer. The unfortunate truth is that active managers get paid no matter what results they provide (positive or negative). This has proven over time to not work in the consumers best interests.In order for the active manager to provide value they have to beat the market on top of their fees.

Actively Managed Fund Fees

Passive funds seek to replicate the performance of their benchmarks instead of outperforming them. For instance, the manager of an index fund that tracks the performance of the S&P 500 typically buys a portfolio that includes all of the stocks in that index in the same proportions as they are represented in the index. If the S&P 500 were to drop a company from the list, the fund would sell it, and if the S&P 500 were to add acompany, the fund would buy it. (Firna)

Passively Managed Funds

Because index funds don't need to retain active professional managers, and because their holdings aren't as frequently traded, they normally have lower operating costs than actively managed funds. However, the fees vary from index fund to index fund, which means the return on these funds varies as well. (Firna)

Index Funds

Some index funds, which go by names such as enhanced index funds, are hybrids. Their managers pick and choose among the investments tracked by the benchmark index in order to provide a superior return. In bad years, this hybrid approach may produce positive returns, or returns that are slightly better than the overall index. Of course, it's always possible that this type of hybrid fund will not do as well as the overall index. In addition, the fees for these enhanced funds may be higher than the average for index funds. (Firna)

Index Funds Continued

There are significant downsides to the high costs in investing. An actively managed fund will probably result in significantly less profit/income for the investor as compared to a low cost index fund that passively mimics the performance of an index. Examples of indexes are S&P 500 index, the Russell 2000 Index, or the Wilshire 5000 total market index.

Downside of High Costs In Investing

An index fund is a type of mutual fund or exchange-traded fund (ETF) with a portfolio constructed to match or track the components of a financial market index, such as the Standard & Poor’s 500 Index (S&P 500). An index mutual fund is said to provide broad market exposure, low operating expenses, and low portfolio turnover. These funds follow their benchmark index regardless of the state of the markets. (investopedia.com)

Index Funds Further Explained

Index investing and protecting yourself. Passive Investing verses Actively Managed Investing.

The best-selling investing "bible" offers new information, new insights, and new perspectives The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500. While the stock market has tumbled and then soared since the first edition of Little Book of Common Sense was published in April 2007, Bogle’s investment principles have endured and served investors well. This tenth anniversary edition includes updated data and new information but maintains the same long-term perspective as in its predecessor. Bogle has also added two new chapters designed to provide further guidance to investors: one on asset allocation, the other on retirement investing. A portfolio focused on index funds is the only investment that effectively guarantees your fair share of stock market returns. This strategy is favored by Warren Buffett, who said this about Bogle: “If a statue is ever erected to honor the person who has done the most for American investors, the hands-down choice should be Jack Bogle. For decades, Jack has urged investors to invest in ultra-low-cost index funds. . . . Today, however, he has the satisfaction of knowing that he helped millions of investors realize far better returns on their savings than they otherwise would have earned. He is a hero to them and to me.” Bogle shows you how to make index investing work for you and help you achieve your financial goals, and finds support from some of the world's best financial minds: not only Warren Buffett, but Benjamin Graham, Paul Samuelson, Burton Malkiel, Yale’s David Swensen, Cliff Asness of AQR, and many others. This new edition of The Little Book of Common Sense Investing offers you the same solid strategy as its predecessor for building your financial future. Build a broadly diversified, low-cost portfolio without the risks of individual stocks, manager selection, or sector rotation. Forget the fads and marketing hype, and focus on what works in the real world. Understand that stock returns are generated by three sources (dividend yield, earnings growth, and change in market valuation) in order to establish rational expectations for stock returns over the coming decade. Recognize that in the long run, business reality trumps market expectations. Learn how to harness the magic of compounding returns while avoiding the tyranny of compounding costs. While index investing allows you to sit back and let the market do the work for you, too many investors trade frantically, turning a winner’s game into a loser’s game. The Little Book of Common Sense Investing is a solid guidebook to your financial future.

The Little Book of Common Sense Investing

Find 100+ Ideas and Facts about Money - Curated from interesting sources like Books, Podcasts & Articles - Genuine Insights from like-minded Users like You!