<ul><li>You expect yourself to succeed in making life changes without designating any time or mental space to accomplish them.</li><li>You see your capacity to change as being dependent on other people’s behavior. </li><li>You’re a <a href="https://www.psychologytoday.com/us/basics/perfectionism">perfectionist </a>who is dismissive of <a href="https://www.psychologytoday.com/us/blog/in-practice/201801/easy-self-improvement-examples-one-percent-improvements">incremental improvements </a>, and you’re only satisfied when 100 percent of a problem is fixed.</li><li>You’re “too busy chasing cows to build a fence.” You’re too busy to come up with processes or systems that would help you better manage your time.</li></ul>

How You Approach Change

<ul><li>Your approach to pleasure is a <a href="https://www.psychologytoday.com/us/basics/denial">denial </a>-binge cycle. You deny yourself simple pleasures and relaxation, and then stay up watching Netflix until 3 a.m.</li><li>You ignore the warning signs that you need a break.</li><li>You don’t solve simple roadblocks to pleasure. For example, you enjoy taking photos, but your phone is full, and you haven’t gotten around to backing it up.</li><li>You hold back from doing the things you want due to erroneous “I can’t…” thoughts.</li></ul>

Pleasure and Self-Care

<ul><li>Wasting time and emotional energy reinventing the wheel</li><li>Needing better routines that work for you. </li><li>People defer all <a href="https://www.psychologytoday.com/us/basics/decision-making">decision-making </a>to you even though you can empower them to make decisions.</li><li>Choosing to be miserable in situations in which you can choose happiness.</li><li>Creating self-imposed rules that trigger or support procrastination.</li><li>You think and research endlessly, trying to find perfect solutions which overcomplicate problems.</li><li>Staying stuck in patterns that are psychologically comfortable, but not working for you.</li><li>Allowing yourself to ruminate or worry without taking problem-solving actions.</li></ul>

Hidden Drains on Your Time and Energy

<ul><li>Over-focus on decreasing negative interactions, but under-focus on <a href="https://www.psychologytoday.com/us/blog/in-practice/201301/50-characteristics-healthy-relationships">increasing positive interactions </a>and shared experiences.</li><li>Complain about other people’s behavior when you need to make the same change yourself.</li><li>Repeat strategies for influencing others that aren’t effective 90+ percent of the time.</li><li>Operating based on how you think a situation should be rather than dealing with reality.</li><li>Not acknowledging valid points other people make and ignore when they bring up genuine behavioral problems.</li><li>Your emotional raw spots when triggered, result in out-of-proportion reactions.</li></ul>

Relationships

<ul><li>You self-generate <a href="https://www.psychologytoday.com/us/basics/stress">stress </a>. For example, you start more projects than you have time to finish.</li><li>You work on low priority tasks, but leave high priority tasks undone.</li><li>You overwork when what you really need is to step back and see the big picture.</li><li>You’re self-critical when self-acceptance and compassion would have a more positive impact on your behavior and emotions.</li></ul>

Work

<ul><li>You hold back from investing or otherwise taking charge of your money, because of <a href="https://www.psychologytoday.com/us/basics/embarrassment">shame </a>and <a href="https://www.psychologytoday.com/us/basics/anxiety">anxiety </a>about a bad decision or experience from years ago.</li><li>You overpay for items due to risk aversion.</li><li>You will overpay for minimal extra gain. For example, you’ll spend more for a top-of-the-line model when the extra features that the model offers aren't even particularly important to you.</li><li>You make financial decisions based on being sucked into <a href="https://www.psychologytoday.com/us/basics/consumer-behavior">marketing </a>incentives when those decisions don’t make logical sense.</li><li>You keep paying for subscriptions you rarely use.</li></ul>

Money

1. Consider addressing any habit you’ve rated a 5 or above. 2. Once you see your patterns, make specific behavioral plans of what you’ll start doing instead. 3. Any behavior change plan you come up with needs a contextual trigger. 4. Aim to improve your habits (by say <a href="https://www.psychologytoday.com/us/blog/in-practice/201801/easy-self-improvement-examples-one-percent-improvements">1, 10, or 20 </a>percent), rather than to eliminate all self-defeating behavior from your life.

Overcoming Self-Sabotage

Self sabotaging patterns to be rated on a scale of 1 (not a problem) to 7 (big problem)

productivity

Productivity

personaldevelopment

Personal Development

habits

Habits

problemsolving

Problem Solving

timemanagement

Time Management

30 Types of Self-Sabotage (and What to Do About It)

"If you confront yourself each day with reminders of only the least enjoyable parts of your job, it’ll probably wind up sapping your motivation to come to work"﻿Consider adding a sentence to every task on your to-do list that explains the value of completing that task. If you can clearly define why a task needs to be done, you’ll feel more motivated to complete it.

1. Note Why Each To-Do on Your List Is Important

One of the most common problems with to-do lists is that they’re overwhelming. When you’re constantly adding new to-dos to your list as they pop into your head, you often end up with dozens or hundreds of to-dos.Deleting low-value, no-value, and nice-to-do tasks from your list helps you create a better to-do list because it makes your list more manageable, less stressful, and more skimmable. It keeps your most pressing and important tasks top-of-mind and helps you avoid getting distracted by tasks that won’t move the needle.

2. Delete Low/No-Value Tasks and Nice-To-Dos

If you’ve deleted all of your no/low-value and nice-to-have tasks from your to-do list and still find it overwhelming, consider using one of the following prioritization techniques to create an individual to-do list for each week or day:MITs – Zen to Done’s Leo Babauta recommends starting each day by picking between one and three tasks you’ll focus on that day. These are your most important tasks (MITs), and you shouldn’t work on anything else until those tasks are complete.

3. Create a To-Do List for Each Week or Each Day

Ivy Lee Method–At the end of every workday,choose six tasks to focus on tomorrow, order them in priority from 1-6,and then work on those tasks in priority order the next day until all six tasks are complete.1-3-9–At the beginning of every workday,choose13tasks to focus on that day:one high-priority task,three medium-priority tasks andnine low-priority tasks. Complete the high-priority task first,followed by the medium-priority tasks,and finally the low-priority tasks.When using these methods,it helps to have a to-do list tool that makes it easy to drag and drop your to-dos into different lanes

One of the quickest ways to get overwhelmed when looking at your to-do list is to have a list filled with monstrous tasks that will take weeks to complete.<ul><li>conduct keyword research</li><li>conduct competitive research</li><li>audit and catalog existing content</li><li>review ideas backlog</li><li>solicit ideas from customer service and sales</li><li>ask customers for ideas</li><li>evaluate all ideas</li><li>create calendar</li></ul>﻿Instead of having lots of very large tasks on your lists, spend some time breaking those large tasks down into the smallest completable components.

4. Break Large To-Dos Down Into Smaller To-Dos

"What do I actually think that I will do today?"Asking that question changes how you approach creating a to-do list for the day. Instead of planning based on what you hope to accomplish, you plan based on what you believe you actually will accomplish, which helps you create a better, more realistic plan.If you find your reality rarely matches the plan you make ahead of time, try making your to-do list in answer to Forster’s question and see what difference it makes to your productivity.

5. Write a “What I’ll Probably Do” List

So if you find you’re not getting enough done because you forget what you’ve planned for the day—or you’re wasting time looking at your to-do list over and over during the day try drawing it instead.If drawing isn’t your strong suit, you can also try using a mind mapping tool.The visual nature of a mind map will help you create a picture in your mind of the things you need to get done,and you can also attach images to your mind map for even more visual cues to reference when you’re trying to remember what needs to be done.

6. Draw Your To-Do List

If you’ve found your simple to-do list is anything but, you might need to use one (or more) of these techniques to create a better to-do list.

6 Ways to Write a Better To-Do List and Get More Done

All of us have a goal, it could be something like owning your own business/company or something as simple as getting up early – big or small, it doesn’t matter, we’re all aiming towards something. The first step towards achieving the goals we set for ourselves is to master discipline or more importantly, make ourselves more disciplined.

When you wake up in the morning, a little voice in your head might tell you to lie back down. “Just for 5 more minutes.”,it might say. The ability to push away that temptation and actually getting up and doing something productive – that is self discipline! Discipline is about putting your future self and prioritising it above your present. To be disciplined is to sit down and work,to work on and towards the goals you set. For yourself, to do that work no matter how tedious it is,no matter how demotivated you are. It is to fight through and hustle regardless of your current situation.

What Is Self Discipline?

Discipline is about resisting/overcoming short term temptations to put all our effort and hard work into the long term goals that actually matter. When you develop the ability to resist those feelings, you provide yourself with a sense of fulfillment and happiness, something that will continuously repeat as you keep on developing your skills. When you have a goal oriented attitude and discipline to back you up, you can reach great lengths in life, you only need to learn how to combine both of them!

Why To Be Disciplined?

Just like every self improvement skill, it is important to acknowledge and accept your shortcomings.When you accept within yourself that you need to make changes, it motivates your mind into doing better and pushing yourself further outside your comfort zone. While looking over your shortcomings, try to look at yourself not from a negative light. There is always scope for improvement – but going for an unrealistic image of perfect will not help. Know yourself as who you are, accept yourself and love yourself, then make slow steady changes.

1) Accepting weaknesses  

When you resist temptations around you, you build a stronger willpower. But expecting yourself to have a strong goal oriented vision within 2 days is unrealistic. Having that level of self control is a skill that is honed with a lot of training over a long time.Developing self discipline is a long process, that will take some time for sure. To build up discipline, learn to push off temptation

2) Get rid of temptations    

• When you go to bed, keep away devices that will keep you in bed in the morning. Instead of setting an alarm on your phone,get an actual alarm clock.• While studying/working, keep away from distractions, turn everything off except for what you’re actually working on. Having distractions away from your general sight/area of vision gives the little boost you need.

* As a beginner, it is always good to actually remove them 

Sometimes, simply having a goal in mind doesn’t help. At times, it’s important to have a step by step plan of the grand map towards your goal. Whether you actually write down each step of the map or simply store it in one corner of your brain, it is important to have a plan of action and also a backup plan for the times when things might not go your way.It’s good to be optimistic about the future,but at times being prepared for the harsh conditions life throws at you can really help, especially when it comes to big life decisions.Not having an alternate plan can sometimes demotivate you.

3) Map it out  

Making discipline a habit, and developing self discipline via daily habits is the most easiest way to master it.When you make it an everyday thing your subconscious self will not allow you to push it off for some other time.A point to note is that the hardest part of having a routine is actually following through with it, every single day. So instead of adding new things to your daily life, try to change the old habits you had.Making small subtle changes won't affect your daily life too tragically but at the same time it will help you get on track to make more impactful changes.

4) Building blocks to building you

Don't let yourself slack off. The urge to slack off comes when you're unable to have a strong hold on your discipline. But know that it is not an overnight skill, you need to learn to push off urges to relax and laze. Self discipline is about acting on your thoughts, do not let your feelings get in the way.If you feel like slacking off and doing less work, push off that feeling and get to work! Sometimes it's important to not be dependent on motivation - sometimes you just have to push through.

* Don't Laze 

At the same time, it's important to learn to distinguish between pushing through and overworking yourself. Don't let yourself fall down the path that eventually you start hating what you're doing. You should still be able to enjoy what you do and it should bring you some form of happiness.

* Don't overwork yourself 

Once in a while, reward yourself. When you complete an exceptionally difficult task, when you push yourself a little harder than other days, when you let go of comfort and work instead. Reward yourself to thank yourself for being a better person.Know that occasionally rewarding yourself is okay and you shouldn't have to feel bad about showing yourself some kindness and love.Also, learn that it's okay to make mistakes, to trip and fall every once in a while. Try not to beat yourself up over every small thing.Learn that it is only human nature to make mistakes. Learn from these.

5) Rewards are okay!

Self discipline is a skill you need to learn to conquer your life and be the best version of yourself that you strive to be and reach those goals you wish to achieve. 

Mastering Self Discipline

how many times have you failed or haven’t received the outcome you wanted based on the amount of hardwork you did put in? Personally, i never properly experienced failure but just recently when I did not pass an exam to which i dedicated my whole last year, it was heart shattering but even so because it was something i personally chose for myself. Fearing my parents disappointed expressions made me even more anxious. When people have so many expectations from you and fail to accomplish them, it makes you think extremely low of yourself.

You Will Fall But Don't Ever Consider Yourself A Failure

Failure is such a cruel experience, people say it’s something to learn from but no one mentions how to stand up once again after falling down from that failure. It makes you feel depressed, demotivated, worthless. It seems everything is going wrong, everything seems chaotic and dull at the same time. But this is the part when one needs to shut out other’s voices and just listen to their own. This is the moment to re-evaluate your purpose, your goal and redirect your life.

Was the goal that you were working towards really yours? or were you fooled to believe someone else’s dream as yours? If it was yours, were the efforts put in by you not enough? If the dream was not yours, why did you begin in the first place, if you did achieve it, will you feel happy? Was it something that you liked when you first began but now along the way, you lost interest and now are not sure if it’s right for you anymore?

One needs to understand that it’s not necessary for your dream to stay the same, as time goes, you change, your expectations, your capabilities changes, so how can your dream stay the same. Sometimes our evaluation of one self is wrong, we either overestimate our capabilities or underestimate them and end up being in the wrong path. We create wrong dreams for us. Putting your everything, your energy your hardwork may not result in success cause your are putting energy in something that’s not for you.

So after failure is not the time to question your abilities but to question your dreams. The time for self reflection, taking time for yourself and not rushing in but slowing down in reaching a conclusion. I know it’s hard, extremely hard with the weight of failure, disappointment weighing you down, but you got to realise that this is the time when you need yourself the most. It’s not the time to lose hope but to be grateful that you got saved early on from dedication your time on something which was not meant for you.

Go and explore your options once again, chose wisely and patiently and don’t dwell on that failure and start afresh. You sure will succeed, it’s all about being true to yourself and giving yourself some time. Everything’s going to work your way, i believe in you.

this is something I wanted to share because of my recent experience

motivationandinspiration

Motivation & Inspiration

My experience

The social component is often missing from life-changing literature. Looking at what others have achieved can be motivating.Take tiny steps, one at a time, to increase motivation.See Links on the next ideas

Courage in a gaming environment

Learning and improving skills is exhausting, whether it's due to a lack of structure, time, or ideas. Let's just relax and enjoy what Game of Life alias "Level up Life" has to offer.Advice for relationships (deepen your connection)<a href="https://getcoral.app/">https://getcoral.app/</a>See more Links on the next ideas

Improve old skills / learn new ones

Gain personal development by earning trophies for completing actionable Movements.<a href="https://lvluplife.com/">https://lvluplife.com/</a>Or simple send an email of your goals to your future self , checking how you made it<a href="https://www.futureme.org/">https://www.futureme.org/</a>

Develop Habits / Reach your goals

career

Career

health

Health

five-step guide: enhancing life in simple and intuitive way

If you want to stick with a habit for good, one simple and effective thing you can do is keep a habit tracker.Habit formation is a long race. It often takes time for the desired results to appear. And while you are waiting for the long-term rewards of your efforts to accumulate, you need a reason to stick with it in the short-term. You need some immediate feedback that shows you are on the right path.And this is where a habit tracker can help.

 Why and How to Track Your Habits 

A habit tracker is a simple way to measure whether you did a habit.The most basic format is to get a calendar and cross off each day you stick with your routine.For example, if you meditate on Monday,Wednesday, and Friday, each of those dates gets an X. As time rolls by, the calendar becomes a record of your habit streak.Habit tracking is powerful for three reasons.1. It creates a visual cue that can remind you to act.2. It is motivating to see the progress you are making. You don't want to break your streak.3. It feels satisfying to record your success in the moment.Let's break down each one.

The Habit Tracker: What It Is and How It Works

Habit tracking naturally builds a series of visual cues. When you look at the calendar and see your streak, you’ll be reminded to act again.Habit tracking also keeps you honest. Most of us think we act better than we do. Measurement offers one way to overcome our blindness to our own behavior and notice what’s really going on each day. When the evidence is right in front of you, you’re less likely to lie to yourself.

Benefit #1: A habit tracker reminds you to act.

The most effective form of motivation is progress.When we get a signal that we are moving forward,we become more motivated to continue down that path. In this way,habit tracking can have an addictive effect on motivation.Each small win feeds your desire.This can be particularly powerful on a bad day.When you’re feeling down,it’s easy to forget about all the progress you have already made.Habit tracking provides visual proof of your hardwork a subtle reminder of how far you've come.the empty square you seeeach morning can motivate you to get started because you don't want to lose your progress.

Benefit #2: A habit tracker motivates you to continue.

Finally, tracking feels rewarding. It is satisfying to cross an item off your to-do list, to complete an entry in your workout log, or to mark an X on the calendar. It feels good to watch your results grow and if it feels good, then you’re more likely to endure.Habit tracking also helps keep your eye on the ball: you’re focused on the process rather than the result. You’re not fixated on getting six-pack abs, you’re just trying to keep the streak alive and become the type of person who doesn’t miss workouts.

Benefit #3: A habit tracker provides immediate satisfaction.

Alright, those benefits sound great, but it's not necessary to fill your habit tracker with every habit that makes up your day. In fact, if you're already sticking to a habit, then it seems like extra work to me to track it as well. So what should you measure in your habit tracker? Habit tracking can help kickstart a new habit or keep you on track with behaviors that you tend to forget or let slide when things get busy.

Habit Tracker IdeasCommon daily habits to track

<ul><li>journal 1 sentence</li><li>read 1 page</li><li>Meditate 1 minute</li><li>do 1 push up</li><li>stretch for 1 minute</li><li>write 1 thing I'm grateful for</li><li>make your bed</li><li>wake up by [TIME]</li><li>go to bed by [TIME]</li><li>take a shower</li><li>prioritize to-do list</li><li>take a walk outside</li></ul>

Common daily habits to track

Despite all of the benefits, a habit tracker is not something that makes sense in every situation or for every person. Many people resist the idea of tracking and measuring. It can feel like a burden because it forces you into two habits: the habit you’re trying to build and the habit of tracking it. That said, nearly anyone can benefit from habit tracking in one form or another—even if it’s only temporary.

How to Get in the Habit of Using Your Habit Tracker

First, manual tracking should be limited to your most important habits. It is better to consistently track one habit than to sporadically track ten. I tend to keep my habit tracker simple and limit it to my three or four most important habits.Second, record each measurement immediately after the habit occurs. The completion of the habit is the cue to write it down.

Every habit streak ends at some point. Perfection is not possible. Before long, an emergency will pop up—you get sick or you have to travel for work or your family needs a little more of your time. Whenever this happens to me, I try to remind myself of a simple rule:Never miss twice.a perfectly filled-in habit tracker looks beautiful and you should strive to achieve it whenever possible. But life is messy. In the long run, what matters is that you find a way to get back on track.

How to Recover Quickly When Your Habits Break Down

all habits get easier with practice. But this line of questioning ignores the real purpose of building better habits in the first place.How long does it take? The honest answer is: forever. Because once you stop doing it, it is no longer a habit.A habit is a lifestyle to be lived, not a finish line to be crossed. You are looking to make small, sustainable changes you can stick with for years. And a habit tracker is one tool in your toolbox on the road to behavior change. It is an effective way to prove to visualize your progress and motivate you to show up again tomorrow.

How Long Do I Need to Track My Habits?

The Ultimate Habit Tracker Guide

Satisficing is a decision-making process that strives for adequate rather than perfect results. Neurologists have found that every decision you take tires you out a little bit, and robs you of energy(Decision fatigue) The smart thing to do is to automate all trivial decisions, or get them over with quickly. Like steve jobs who wore just black turtleneck, a pair of jeans through the last years of his life, in fact, that was his outfit for every day.

Satisficing

Steve Jobs and his Black Turtleneck - India Uncut

Make a list of all the things that stress you out or give you anxiety and don't hold backWhile doing this, be honest and don't filter yourselfBenefits:<ul><li>It will help you become more aware of why you feel stressed </li><li>It can help you release your thoughts from your mind as you write them down </li></ul>Additional: highlight the things that are within your control and out of your control

Exercise #1: braindump

Ask yourself honestly what beliefs, mindsets or habits might be contributing to your stress and anxiety Make a to do list or simply write your thoughts, it's up to you. You have to investigate your mindIs it your perfectionism? Are you trying to people please? Do you feel like you have to prove yourself?As you get an answer, ask yourself whyAt the end, ask yourself what you truly want in the first place

Exercise #2: Investigate the beliefs, mindsets or habits

You can draw a circle: Inside the circle there are the things within your control, and outside, the things that are outside of your controlThis will help you understand if you are wasting your energy and thinking on the things you can do nothing aboutAlso this will remind yourself to focus more on what you can control "Energy goes where attention flows"

Exercise #3: What's within your control vs. outside your control

Ask yourself what does peace look like to youTry to describe it, visualize it and imagining it You can draw it, create a vision board or simply write it down

Exercise #4: Visualize peace

Ask yourself these questions:<ul><li>What is peaceful about today?</li><li>What is peaceful about your space?</li><li>What is peaceful about what's outside your window?</li><li>What is peaceful about the sounds you hear?</li><li>What is peaceful about your relationships?</li><li>What is peaceful about you?</li></ul>The more you pay attention to things the more you'll feel them

Exercise #5: Mindfulness 

Sometimes, our tech habits can take away our peaceInstead of being a victim of technology, you want to be in control  and intentional of itAsk yourself how you want to detox from tech today or this week<a href="https://medium.com/writers-blokke/dont-quit-social-medias-instead-use-them-wisely-907dcfbcfe5">Read more here</a>

Exercise #6: Tech/Social Media detox

Imagine a jar, you have three things: Big rocks, pebbles and sandIf you fill the jar with sand completely to the top there'll be no space for bigger pebbles or rocksIf you fill up the jar with sand you can't fit the big things, but if you put the big rocks in first the pebbles and sand will fitThe jar is a metaphor of our time, energy and attention= Prioritize the most important things first and the rest will fill up your time regardlessWhat are your big rocks, pebbles and sand in your life?

Exercise #7: The jar exercise

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Understand yourself and those around you.

psychology

Psychology

mindfulness

Mindfulness

Calm your stress, anxiety & overthinking with these journaling prompts & mindfulness exercises. Thanks BetterHelp for sponsoring this video! Get 10% off your first month of BetterHelp: http://betterhelp.com/aileen 

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Lavendaire is a resource for personal growth & lifestyle design. Follow along and learn how you can create a beautiful and meaningful life.

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7 exercises to calm stress, anxiety, overthinking 🧠  journaling & mindfulness

“Simple is nearly always better. But if it's going to be complicated, then make sure the problem is worth the complexity. A great deal of time is wasted creating complex solutions to relatively unimportant problems.”

“Many situations in life are similar to going on a hike: the view changes once you start walking.You don't need all the answers right now. New paths will reveal themselves if you have the courage to get started.”

“Time will multiply whatever you feed it. Good habits make time your ally. Bad habits make time your enemy.”

“You cannot define a person on just one thing. You can’t just forget all these wonderful and good things that a person has done because one thing didn’t come off the way you thought it should come off.”

“I can't tell you how much time is spent worrying about decisions that don't matter. To just be able to make a decision and see what happens is tremendously empowering, but that means you have to set up the situation such that when something does go wrong, you can fix it.”

What is something wonderful about your life that you rarely appreciate as much as you should?

1 QUESTION FOR YOU

communication

Communication

3-2-1: New paths, the danger of complexity, and making fast decisions

To get started, create a repeating event for the first of the month. Then, make sure you check your expenses against the targets you set to see if everything is still intact. If not, don’t be afraid to revise your targets – or spending – if they’re too low or too high.

Use Your Calendar to Create a Budget

When it comes to recurring bills, whether if you’re manual or automatic payments, never be taken by surprise. Place these due dates into your Calendar and set reminders to ensure that these payments go through without a hitch.

Put Due Dates on Your Calendar

<ul><li>For example, if you need to get out of the house, then block out Friday afternoons for grocery shopping, dinner, and maybe a movie. </li><li>However, on Thursday and Saturday, put the brakes on your spending and look for free activities, like going for a hike and making your meals at home. </li></ul>

Schedule “No Spend” Days

Many locations offer certain popular family attractions for free on certain days of the week, such as museums and aquariums. In addition, you can usually save money at your favorite restaurants during the midweek period. To make sure that you can take advantage of these deals, mark them down in your Calendar. Of course, you don’t have to partake every. But, at least it gives you options when trying to save money.

Set Reminders for Free or Reduced Days

In addition to recurring bill payment dates, you should also mark the due dates of your personal federal and state taxes for the upcoming year on your Calendar. Moreover, you should also schedule the following"<ul><li>Appliance warranty dates. Note on your Calendar how long it is until the warranty expires. </li><li>Vehicle maintenance and inspection dates. </li><li>Household repair and maintenance. </li><li>Insurance. Check all of your insurance policies, whether your home, auto, life, or renters. It doesn’t hurt to know about these dates in advance, even if you receive alerts from companies during the year.</li></ul>

Add To-Do-List Items to Your Calendar

<ul><li>You may have taken advantage of Netflix’s free trial because you had to check out that new Ryan Reynolds flick. But, if you aren’t using Netflix after that trial ends, make a note to cancel it before you get charged.</li><li>Or, maybe you used to love going to the gym but now prefer to work out from home. Cancel your memberships instead of forking over this money each month.</li></ul>

Note When Free Trials End or Set Reminders to Cancel Subscriptions

Many money-saving challenges run over an extended period of time, like an entire year. However, if you set a resolution to save long after January 1, you can still start any of these saving challenges whenever you want. And to track your progress, you’ll also need to rely on your Calendar as well.For example:<ul><li>Dollar savings challenge. Set a goal of saving a dollar each day. You can keep this up throughout the entire year to build your savings fund in a manageable way.</li><li>$20 savings challenge. Is saving $1 a day too easy for you? How about multiplying it? Put aside $20 each week for the year.</li></ul>

Implement Savings Challenges

Each day, you probably consult a common item that can save you a lot of money. It&#8217;s probably sitting right there on your desk, wall, or conveniently on your phone...

moneyandinvestments

Money & Investments

Want to Save More Money This Year? Put it on Your Calendar

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