DO NOT STOP WHEN YOU'RE TIRED,STOP WHEN YOU'RE DONE.

OUR MIND OPTIMISES FOR PLEASURE, NOT FOR PERFORMANCE.CHANGE YOUR NATURE. CALLOUS YOUR MIND.

energy is more important than time.manage energy, not timeenergy is exponential, time is linear.learn to meditate.

Energy is life.

<ul><li>energy</li><li>time</li><li>health</li><li>wealth</li></ul>

Freedom Choices

<ul><li>computation</li><li>communication</li><li>content-creation</li></ul>

manage relationships with people, not with forms of money streams.relationships and connections are exponential, money is a linear expression of that resource.

People and Money

as an individual<ul><li>Sleep</li><li>Nutrition</li><li>Exercise</li></ul>as a part of life﻿﻿<ul><li>Relationship</li><li>Business</li></ul>

Self and Non-Self

answers are boring and non-inspiringquestions allow actions and behaviours.

Questions and Answer

build trust, it takes time and feels vulnerable and strange at times.But it is the most human thing to do.We have trust gates in our selves, not logic gates. We love others, not count them

Trust and Attention

rational mind has no compass and direction and stability, it completely depends on emotional states which is static. Manage decisions, not promises. Decide on your emotions before doing something.

Manage Emotions, Not Rationales

start settling with :-<ul><li>emotion</li><li>question</li><li>decision ( by ROI metric )</li><li>trust</li><li>people</li><li>energy</li></ul>

Flow of Systems

If you fail five times, sixth time you will be better.JUST DO NOT STOP!!!

We overestimate what we can do in a day and underestimate what we can do in a week, month, year and decades!

The small wins are exponentially more important than big wins.Big wins are almost ridiculous and meaningless, give back no happiness or pleasure to the souls.small goals are systems.big goals are directions.

Small goals are real, focus!

Start your day with the difficult task, then go easy, at end of the day, you don't have the energy to do tough work and you feel guilty for not doing a difficult task if it was important.

Warm up, tackle the lion!

You only get better each day because the world, and you directly invest energy over time daily on yourself, You cannot do worse, treasure yourself, love yourself, do amazing things, help many-many people.

You have the power!

With great work ethic, one must maintain great rejuvenation technique. Meditation is the greatest form of entertainment because it gives complete relaxation to the mind.Think of the work to do as a physical load on yourself, can you juggle two different things if you have never done it before, it takes time, learn it, grow, acclimatize.Let the load get absorbed in your soul that its indistinguishable.

Reduce cognitive load to one and meditate as entertainment.

I am slowed down by easy avoidable mistakes done mostly by myself, not some large unsurmountable thing. Rectify yourself on small things, and you will rock the world!

Small mistakes are what slows us down.

Easy. Recognize your skills inherent or learned.Challenge. Only take up a job you can win by iteration, not fail as a result, failure is initial feedback with success as an end result of iteration over failures.Hard. This is what you want to do in future, what you find interesting or beneficial, your goal, that has to be done strategically over time. Break down the task into years, months, weeks, days, hours. Big goal, more patience.

for the love of learning

We do not learn by reading or memorizing more or only practice, we learn when we do both.99% practice + 1% theory 99% failure + 1% success99% perspiration + 1% inspiration

Philosophy + Practice

<ul><li class="ql-align-center">Lack of will power, courage and wisdom comes from selfishness beyond one's need. </li><li class="ql-align-center">Be one with the idea or service you want to impart in this world.</li><li class="ql-align-center">Unselfishness is infinitely more powerful because it is infinitely more available and easy to handle than selfishness.</li></ul>

What is easy to do is also easy not to.

your mind is just as malleable as your body. And remember failure is as natural as success. Keep at it!do this :<ul><li>understanding</li><li>practice</li><li>repitition</li><li>memorization</li><li>retrieval</li><li>teaching</li></ul>BE BRAVE. BE STEADY. BE PATIENT.

learning how to learn

The most important conversation is the one you have with yourself. You wake up with it, walk around with it, you go to bed  with it.Eventually you act on it, sometimes you act on it good, sometimes bad.You got to change the internal dialogue.

You must go on WAR with yourself to find PEACE.

meditation of nothingnessinternalisation of knowledgeproblem solving in realitycommunication of love for your effortcharity  of energy on failure

mental abstractions of daily life

think, act and evaluate(restfully)  in alignment to the cause.

learn how to

plan for success but prepare for failureALWAYS GIVE YOURSELF ANOTHER CHANCE AFTER FAILURE TO WIN AT THAT.FOR LONG TERM SUCCESS, YOU NEED TO FACE ALL PROBABLE FAILURES, AND TO FAIL and after failure, YOU NEED TO GIVE YOURSELF MORE AND MORE CHANCES TO GET BACK UP FROM FAILURE.FAILURE is NATURAL. TRY AGAIN. SUCCESS WILL COME.

brain can only memorize and nothing else.brain foods are emotions(protein-pain,carbs-busyness).exercises are memorization(endurance) and problem solving(strength).each day memorize!

<ul><li>Dream final solution/product </li><li>Build step by step </li><li>Problem-solve, then test the solution </li><li>Collect useful insight </li><li>Memorize insight for future experiments </li><li>Share and get feedback</li></ul>

Work Like This Everyday 

helps me quanitfy my 21 grams of life :) hope it helps if you are reading, let me know in the comments.

personaldevelopment

Personal Development

startup

Startups

My Guide for Life

There are many great books and resources for personal development and self-improvement, and the best ones for you may depend on your specific goals and learning style. Here are a few highly-regarded ones to consider:

"The 7 Habits of Highly Effective People" by Stephen Covey - This classic book teaches the habits of proactive people who take control of their lives and focus on what's truly important.

"How to Win Friends and Influence People" by Dale Carnegie - This book offers practical advice for building better relationships, improving communication skills, and becoming a more charismatic and persuasive person.

Think and Grow Rich" by Napoleon Hill - This book is a guide to wealth and success, drawing on the experiences of successful individuals and providing practical advice for how to achieve financial independence and personal fulfillment.

Mindset: The New Psychology of Success" by Carol Dweck - This book explores the role of mindset in success, and explains how adopting a growth mindset can help you achieve your goals and overcome obstacles.

"The Power of Now: A Guide to Spiritual Enlightenment" by Eckhart Tolle - This book teaches the importance of mindfulness and living in the present moment, and provides practical advice for cultivating inner peace and happiness.

philosophy

Philosophy

habits

Habits

education

Learning & Education

books

Books

5 Great Books for Personal Development 

Release the need to blame anyone, including yourself. We're all doing the best we can with the understanding, knowledge and awareness we have.

Look for things to feel good about, and watch how everything in your life will unfold to reflect that good - feeling vibration.

Surround yourself with positive people and situations, and avoid negativity.

The whole world can love you, but that love will not make you happy. What will make you happy is to share all the love you have inside you. That is the love that will make a difference.

Make time to relax, be still, and enjoy your solitude, indulging in much-needed self-care.

Smile and laugh often! Each day, find something happy, joyful, and funny about life - smile and laugh, smile and laugh, and smile and laugh again.

Connect with someone special, a loved one is a gift to treasure.

You are God's divine design. He does not make mistakes. Don't get caught up in wanting to be or trying to be like someone else. Everyone is gifted in different ways. Love being you.

Thriving is as natural as breathing itself. By relaxing often and breathing deeply, your natural thriving is enhanced.

Express your creativity. Delight in the mystery of your inner muse.

Reach for the feeling of well-being first, and everything else will fall into place. Be selfish enough to follow your bliss, and you will tap into the natural, pure, positive essence of you.

It's important to only think about what you desire, not what you fear.

By doing your best, the habits of misusing your word, taking things personally, and making assumptions will become weaker and less frequent with time.

Being in love can make you feel so powerful - it can make you feel as if all kinds of wild and wonderful things are possible.

Live in alignment with your values, vision, abilities, and potential.

You can never repay all you've been given by the creator. Accept the gifts. Live and share them.

If you feel bored, do something, for there is always something to do, see, or explore in this world. Keep in mind that boredom can also cause depression, so get out there and live!

A collection of positive thoughts from Louise L. Hay and others.

motivationandinspiration

Motivation & Inspiration

loveandrelationships

Love & Relationships

EVERYDAY POSITIVE THINKING Each day, randomly open this book to a couple of positive thoughts, and you'll find that your outlook becomes a whole lot brighter! In addition to Louise L. Hay, the authors whose positive words are included in this book are: Abraham-Hicks (Jerry and Esther Hicks), Sylvia Browne, Chrie Carter-Scott, Deepak Chopra, Step...

Louise L. Hay and Friends

Louise L. Hay

Everyday Positive Thinking

2021 was a great year for growth stocks. SPDR S&P 500 ETF Trust  SPY   an ETF that tracks the performance of the S&P 500 index was up 33% but 98% of all growth managers failed to outperform that benchmark.  Take it out “long term” and 90% of all domestic equity funds underperformed the S&P Composite 1500 Index over the past 20 years.

98% Of All Growth Managers Fail To Outpref

The financial industry loves to talk about long-term investing, but what is long-term?  Well, according to the IRS, long-term is 12 months and 1 day.  Anything less than that is considered short-term from a tax perspective and taxed at your ordinary income tax rate.

Long-Term Investing Defined

Think about when the calendar turns a new year. The investment community parades out all their strategists, analysts and economists with their predictions for the upcoming year. Which stocks, growth or value, which sectors, technology or healthcare, are going to outperform over the next 12 months? Where will the markets end the year, and what about interest rates? Rarely have we seen in 36 years of experience predictions for the next five years, or decade, as to what they think will happen.

Pointless Predictions

Why is that? Maybe it’s because, if you actually follow their predictions, you’d realize just how wrong they are. LCM Capital Management (LCMCM) likes to call them “annual guesses.” The word “guesses” sounds unprofessional, but the reality is, that is what they are. Do yourself a favor and stop paying attention to them. They are no better at it than you or LCMCM.

Guessing Is More Accurate Than Predictions

The reason the industry does not believe in actual long-term investing is because it tends not to generate fees. When money is in motion, it generates fees and fees are good for business but not always good for the investor or client, especially over the long-term. Gene Hochachka, from Frontier Financial, recently <a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3982739">published a report </a>abstracting data from Morningstar looking at active mutual funds turnover. Turnover is the percentage of a mutual fund’s holdings traded annually.

Long-Term Investing Fallacy

He looked at the data from 1991-2020, i.e., long-term. The average annual turnover for US Large Cap funds was 73%. To put this in perspective, 100% turnover means the portfolio is traded (turned over) completely in one year. So, 73% is approximately three quarters of the portfolio turned over every year. So why would they do this? You would think it is to improve performance, right? The manager is selling bad stocks and buying what they consider to be good stocks or selling ones that have gone up and buying the ones that have gone down.

High Turnover Rate

Yet Mr. Hochachka found that, “any other relationships between turnover and returns are similarly not borne out consistently across the various categories over time. Over this [30-year]period, high turnover does not hurt fund performance. Nor, however, does it enhance performance ” So why do it then?  To quote Rod Tidwell from Jerry McGuire, “show me the money” because it’s all about the money, i.e. the fees. Our industry thrives on them and needs them to support their yachting habits.

Turnover Verses Performance 

Someone once said, the only way to make a lot of money on Wall Street is to start a mutual fund.  Ever look at the Forbes 500 list of the wealthiest people in the world – you might be surprised to see how many hedge fund managers, money managers, and venture capitalists are on the list.  Why are their clients not on the list?

Who Gets Rich - You Or Wall Street 

S&P Dow Jones Indices just came out with their annual <a href="https://www.spglobal.com/spdji/en/documents/spiva/spiva-us-year-end-2021.pdf">SPIVA Survey </a>on the performance, or should we say underperformance, of active mutual fund managers versus their stated benchmark.  Like the Forbes 500 list, the facts might surprise you.

Undererformance Report 

The reason the industry talks the long-term investing game, but doesn’t walk the walk, is because, according to the SPIVA report, of the funds that have been around for 10 years, 86% of them underperformed their benchmarks.  Not exactly something to be bragging about, wouldn’t you agree?

86% Rate Of Underperformanc

So if trading within your mutual fund does not help performance, what does?  Stock picking, market timing, risk adjusted returns?

Strategy?

You probably have heard the term “a stock pickers market” at some point in your investing career or if you are just starting, you will at some point. It is especially true in volatile markets like we have in 2022 and definitely had in 2021. In 2021, according to the SPIVA report, it was a great year for growth stocks. The S&P 500 Growth Index was up 33% but 98% of all growth managers failed to outperform that benchmark.

98% Growth Managers Underperform (2021)

You probably have heard the term “a stock pickers market” at some point in your investing career or if you are just starting, you will at some point.  It is especially true in volatile markets like we have in 2022 and definitely had in 2021. In 2021, according to the SPIVA report, it was a great year for growth stocks.  The S&P 500 Growth Index was up 33% but 98% of all growth managers failed to outperform that benchmark.  Take it out “long term” and 90% of all domestic equity funds underperformed the S&P Composite 1500 Index over the past 20 years.  As a result of these facts, mutual fund managers like to counter with a claim that on a risk-adjusted basis they will outperform.  Once again, this is simply not true.  According to the SPIVA report, 95% of these same managers underperformed their benchmark on a risk-adjusted basis over the same 20-year period – so much for that claim.

This dismal performance however does not take into account all fees and costs. Yes, the performance figures from the report are adjusted to include fees but not the mutual fund loads, if any. Yet what about the fees you are paying your advisor or broker?

The Consumer Foots The Bill For Fees And Costs

This dismal performance however does not take into account all fees and costs.  Yes, the performance figures from the report are adjusted to include fees but not the mutual fund loads, if any.  Yet what about the fees you are paying your advisor or broker?  What about the taxes you paid if your mutual funds are not held in an IRA type of account? (<a href="https://www.bloomberg.com/news/articles/2022-05-02/vanguard-investors-were-hit-by-huge-surprise-tax-bills-now-they-re-suing">Please see Vanguard Target Date Lawsuit 2021 </a>.)  If you add these two components into the equation, LCM Capital Management would ask, now what’s the underperformance of the active mutual funds against their benchmark, 99%?  We can’t say for sure, but in our opinion, clearly the odds are stacked against you.

So why is this the case? Academics have known for decades that active stock pickers underperform, according to an <a href="https://www.linkedin.com/pulse/active-investors-had-awful-year-2021-market-surged-what-bob-pisani">article from CNBC’s Bob Pasani </a>where he references this SPIVA report. Why is that? There are many reasons, some of which are; too much trading (see portfolio turnover above), trying to time the market moves (market timing is impossible to do consistently over time), and the all-in mutual fund fees and related costs are too high.

Fees And Costs Are Too High

Jack Bogle, the deceased founder of Vanguard once <a href="https://graciousquotes.com/john-bogle/">said </a>, “Before costs, beating the market is a zero-sum game. After costs, it is a loser's game." "Fund performance comes and goes. Costs go on forever.”

Don't "Play" A Loser's Game

We consider mutual funds to be the Great American Rip-off.

Bottom Line

2021&nbsp;was a great year for growth stocks.&nbsp;SPDR S&amp;P 500 ETF Trust&nbsp;(NYSE: SPY)&nbsp;an ETF that tracks the performance of&nbsp;the S&amp;P 500 index&nbsp;was up 33% but 98% of all growth managers failed to outperform that benchmark.&nbsp; Take it out &ldquo;long term&rdquo; and

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Cryptocurrency

Discover the world of business and economics.

economics

Economics

moneyandinvestments

Money & Investments

problemsolving

Problem Solving

Mutual Funds - The Great American Rip-Off - SPDR S&P 500 (ARCA:SPY)

Immature poets imitate; Mature poets steal; Bad poets deface, what they take:But, Good poets make it into something better, different and unique.

Art Is Theft

Every new idea is just a remix of one or more previous ideas like Genetics.

What Is An IDEA

An Artist is a COLLECTOR, not HOARDER.Just collect the more good ideas and choose from them to be influenced by

<ul><li>Films</li><li>Music</li><li>Books</li><li>Paintings</li><li>Photos</li><li>Poems</li><li>Dreams</li><li>Random Conversations</li><li>Architecture</li><li>Street Signs</li><li>Trees</li><li>Clouds</li><li>Nature</li><li>Water</li><li>Light</li><li>Shadows</li><li>Anything</li></ul>Steal that touches your soul, this theft will be Authentic

Where To Steal From

Chew on 1 thinker/role model you like, Study everything about him & then find the 3 people he follows/loves and now study them like you study him and repeat the process as many times as you can. Climb up the tree as far as you can go. Once you build your tree, its time to start your own branch.

Climb Your Own Family Tree

<ul><li>School is one thing/education is another. </li><li>Be curious about anything, then go deeper into one thing than anybody else, that’s how you’ll get ahead. </li><li>Google everything from your dreams, problems, solutions, foolish questions. This way you’ll either get your answers or you’ll come up with a better question. </li><li>Always be reading- There is a magic in being surrounded by books, collect the books and read them. Get lost in the stacks. </li><li>“Nothing is more important than an unread library” - John Waters</li></ul>

Always Be Learning

<ul><li>Always carry a pen and paper or any tool with you wherever you go to collect ideas and put them into a ‘Swipe File’ (Open this whenever you need any inspiration)</li></ul>

Save Your Thefts For Later

If you are ready for creating something, just start making. Don’t wait for the specific or perfect time, just start

Start When You Are Ready

<ul><li>Start copying as we learn almost everything by copying e.g. Writing by copying alphabets, music by playing scales repeatedly.</li><li>Those who don’t want to imitate anything, produce nothing.</li><li>Figure out about who to copy and how to copy.</li></ul>

Copy

Draw the art you want to see,Start the business you want to run,Play the music you want to hear,Write the books you want to readBuild the products you want to use.

Write What You Like

Step away from screen, do some work/art, but perform physically.Go through the motions, Screens should get ‘on’ after you plan or think about any idea completely. Bring your body into work, art that only comes from the head isn’t any good

Use Your Hands

We must have 2 or more projects at hand, so if we bored from one, move to other and if we get sick of other we can switch to third or start the first where we left.Bounce between these side projects and hobbies to practice this productive procrastination. Combine all your hobbies/passions and make your real masterpiece.

Practice Productive Procrastination

In the beginning, obscurity is good as you are unknown, so there is no pressure of performance and no image to maintain in public. GraduallyDo good work and share it with people, wonder at something and invite others to wonder with you.

Be Obscure Or Undiscovered

Leave home at least once to see the change in your everyday surroundings. Make your brain 🧠 uncomfortable by going to different places, meeting different kind of people who do things differently than you.If you want to complain about the way other people make software, then complain by making a better one. Money<ul><li>Make yourself a budget</li><li>Live within your means</li><li>Get educated for as cheap as you can</li><li>Say no to consumer culture</li></ul>

Make Yourself Uncomfortable 

<ul><li>It gives you money</li><li>Connections to the world</li><li>Routine</li></ul>A Day Job put you to the path of other human beings, learn from them, steal from them like<ul><li>Library job can teach how to research </li><li>Web design job can teach how to build website</li><li>Copywriting job can teach how to sell things with words.</li></ul>Worst thing a day job can take away is your time, but it makes that up by giving you a routine.” Establishing and keeping a routine can be even more important than having a lot of time”. So, <ul><li>Keep a calendar to cross ✅ your work daily and </li><li>Get a logbook to record and see your past events.</li></ul> HAPPY STEALING-RDx.

Benefits Of Dayjob

This article briefly teach you to get ideas from anywhere in the world as we are on a planet of artistic ones.

You don’t need to be a genius, you just need to be yourself. That’s the message from Austin Kleon, a young writer and artist who knows that creativity is everywhere, creativity is for everyone. A manifesto for the digital age, Steal Like an Artist is a guide whose positive message, graphic look and illustrations, exercises, and examples will put readers directly in touch with their artistic side. When Mr. Kleon was asked to address college students in upstate New York, he shaped his speech around the ten things he wished someone had told him when he was starting out. The talk went viral, and its author dug deeper into his own ideas to create Steal Like an Artist, the book. The result is inspiring, hip, original, practical, and entertaining. And filled with new truths about creativity: Nothing is original, so embrace influence, collect ideas, and remix and re-imagine to discover your own path. Follow your interests wherever they take you. Stay smart, stay out of debt, and risk being boring—the creative you will need to make room to be wild and daring in your imagination.

productivity

Productivity

creativity

Creativity

You don’t need to be a genius, you just need to be yourself. That’s the message from Austin Kleon, a young writer and artist who knows that creativity is everywhere, creativity is for everyone. A manifesto for the digital age, Steal Like an Artist is a guide whose positive message, graphic look and illustrations, exercises, and examples will put readers directly in touch with their artistic side. When Mr. Kleon was asked to address college students in upstate New York, he shaped his speech around the ten things he wished someone had told him when he was starting out. The talk went viral, and its author dug deeper into his own ideas to create Steal Like an Artist, the book. The result is inspiring, hip, original, practical, and entertaining. And filled with new truths about creativity: Nothing is original, so embrace influence, collect ideas, and remix and re-imagine to discover your own path. Follow your interests wherever they take you. Stay smart, stay out of debt, and risk being boring—the creative you will need to make room to be wild and daring in your imagination.

I’m a writer who draws. I make art with words and books with pictures. Author of Steal Like An Artist and other bestsellers. Visit my website: http://austinkleon.com/

Austin Kleon

Steal Like an Artist

Would you like to <a href="https://giovannispezia.com/how-to-start-meditating-the-easy-way/">improve your mental health</a>, relationships, and overall happiness in just 10 seconds?<a href="https://giovannispezia.com/happier-in-10-seconds/">Here</a> is how.

Introduction

<a href="https://psycnet.apa.org/record/2020-32759-001">Scientific research</a> has found that when we smile, our brains release positive hormones that are associated with feelings of happiness and well-being.All it takes is 10 seconds of smiling. Even a forced smile can lead to an increase in positive emotions.

Try Smiling for 10 Seconds

<ol><li>Improve mental health. Reduce feelings of stress and anxiety.</li><li>Reinforce relationships. Increased feelings of trust and connection with those we interact with.</li><li><a href="https://giovannispezia.com/why-you-cant-be-happy/">Increase happiness. </a>More optimistic and satisfied life.</li><li>Enhance likeability. Smiling can make us feel more open and approachable. Additionally, it also can boost our self-esteem and confidence, which has a positive effect on our outlook.</li></ol>

The Power of a Smile

We all know how it feels to have someone smile at us. It’s a feeling of warmth and acceptance, and it can make us feel more connected to the person.Always be the first when it comes to smiling. Don’t wait for others to smile at you.

Smiling for a Better World

<ul><li>Make it a habit.</li><li>When you’re feeling down, smile and it will help to lift your mood.</li><li>Make an effort to smile at people you interact with each day.</li></ul>

Tips to Smile More

Read the full article <a href="https://giovannispezia.com/happier-in-10-seconds/">here</a>.Also, if you're interested in the topics of personal development, mindset, and both physical and mental well-being, consider checking out my content at:<ul><li><a href="https://giovannispezia.com/">GiovanniSpezia.com</a></li><li><a href="https://twitter.com/GiovaSpezia">Twitter</a></li><li><a href="https://www.pinterest.com/Giovanni_Spezia/">Pinterest</a></li></ul>Thank you all for the kind support! 🫶

Liked These Ideas? Read the full article!

Would you like to improve your mental health, relationships, and overall happiness in just 10 seconds? Here's how you can do it.

Scientific research has found this simple habit to improve your mental health, relationships, and overall happiness in just 10 seconds.

Understand yourself and those around you.

psychology

Psychology

health

Health

mentalhealth

Mental Health

This Simple Trick Will Make You Happier in 10 Seconds

Find  Self Improvement Tips - Curated from popular Books like Atomic Habits, 48 Rules of Power, Deep Work, Rich Dad Poor Dad and way more!

My Guide for Life

5 Great Books for Personal Development

Everyday Positive Thinking

Mutual Funds - The Great American Rip-Off - SPDR S&P 500 (ARCA:SPY)

Steal Like an Artist

This Simple Trick Will Make You Happier in 10 Seconds

This Simple Habit Will Change Your Life Forever - Giovanni Spezia

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Read like a Pro.

My Guide for Life

5 Great Books for Personal Development

Everyday Positive Thinking

Mutual Funds - The Great American Rip-Off - SPDR S&P 500 (ARCA:SPY)

Steal Like an Artist

This Simple Trick Will Make You Happier in 10 Seconds

This Simple Habit Will Change Your Life Forever - Giovanni Spezia

The Almanack Of Naval Ravikant

Be Who You Want: Unlocking the Science of Personality Change

Maximizing Your Skill-Building Efforts: A Comprehensive Guide to Achieving Success

It's time to Read like a Pro.

It's time to
Read like a Pro.